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Lloyds TSB takesover Halifax - is my account safe?

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  • If someone has over £35K savings in HBOS, where do they currently stand? Is it too late to transfer some funds to get down to the guarantee level of £35K. Also, if the guarantee is set at £35K does that mean that is all the saver will get or is it a minimum?
    thanks
    Under treasury rules you would get the first £35k if a bank went under regarding of how many accounts you had under the one financial license. You could always limit any savings to £35k with each financial license, although I would recommend talking to an ifa if you have these funds to invest them properly and securly with a "with profits" bond. bos, halifax, IF, AA financial services all operate under one license so if you were to have £35k ivested with all of them you would only be covered for the first £35k.
    you could always put it in a peak frean tartan biscuit tin and hide it under the matress just like the good old days!
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