Legal cover through home insurance or seperate, quick reply appreciated

dack_2

Hi Guys,
I am about to change my home insurance as part of my finance 'slimming'. It has the option of adding Legal cover (upto £50k I think) for an additional £20 for the year.

I do want legal cover but don't know whether to include it with home insurance or is it available seperately for less??

Thanks for any advice.

Dack


P.S. Apologies if this is in the wrong forum, wasn't sure which to use and I have used this one before.

peb

Maybe the Insurance forum? It seems a lot to me but It's not something I've ever wanted.

dack_2

Thanks peb,
I opted to leave it out in the end. Got a good deal on the home insurance though. Signed up with Esure for buildings and contents (2 bed house) for £121 annual premium. As I went through Qudico I should also get £75 cashback.

Something I noticed when amending the quote was that no matter what Voluntary Excess I chose for the contents insurance it always came back with the same quote! So price of policy with VE at £0 was same as a VE of £200, so of course I set it to zero. Not sure if this is normal, I doesn't seem right, but I'm not complaining.

Regards,

Dack