Anyone applying for a mortgage with Halifax or already have one?

space_rider

I`ve applied and got an offer for remortgage but their rate isn`t as good as my exisiting lender so I`m staying where I am.

kmgvet

Ive just come out my 2yrs fixed with Halifax so am now on 7% SVR- going in next week to as for permission to let or to try and get my rate reduced while i sell/go to intrest only! Has anyone else asked them for permission to let?

poppy10_2

HBoS have to cut their mortgage book by 10% ASAP. Expect them to shut up shop in the next couple of days.

money_maker_3

poppy10 wrote: »

HBoS have to cut their mortgage book by 10% ASAP. Expect them to shut up shop in the next couple of days.

Do you really feel that that was appropriate when there are a lot of Halifax staff on these forums who don't know if they will or will not have jobs in the coming days/ weeks.

No need to speculate that they will shut up shop, lets wait and see the press release tomorrow and we may have a bit more information

nawdrum

kmgvet wrote: »

Ive just come out my 2yrs fixed with Halifax so am now on 7% SVR- going in next week to as for permission to let or to try and get my rate reduced while i sell/go to intrest only! Has anyone else asked them for permission to let?

If it helps I just went through this with the Bank Of Scotland, and with them being heavily linked it might be very similar.

I had to pay a £75 application fee, after which they granted permission to let. Provided you're not letting it to a commercial organisation you're normally ok.

Obviously after today you'll be lucky to get any reply!