Tuesday 16/09/08. What small dfw things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j

My things for today:
-I have four mystery shops to do
-I will write up the reports later
-i will go to my second job
-I will check for mystery shops later
-ill put a cheque in the bank
-ill put money in payment a day challenge
-ill check banking

Not doing much today as still feel under the weather. Have a great day everyone.

Yargo1

Morning andan, not good you still feeling under the weather.. hope u have a good day and complete the mystery shopper jobs ok

today i will charge mobile up at work, do piggy clicks (not had any for weeks!!!) and have checked online banking...not good!!!

have a good day all

OliveOyl_2

Morning Andan and all :hello:
Not much for me today, my life is a bit dull really So today I have/shall:

• piggy clicks
• on-line banking - see if my e-bay customer has paid........
• charge phone at work
• go to rehearsal (a really cheap fun night out for me, the coffee costs 20p, and that's it :rotfl: :rotfl: I love Am Dram)
• washing on at 30 and line dried
• on-line shop to be done for DS2 while I'm away....

see not much have a good day everybody

MrsPorridge

Morning All.

already made my pament a day £1.16 off Egg card.
bought packed lunch into work.
today will be an NSD.

mbaz

Morning all

Having a nice quiet day today too, off to toddler group with my boys this morning. Will just stay in this arvo and try and catch up with housework and I have a big pile of things to list on ebay.

I also picked up a small claims pack from county court today as we're going to have to take ex-landlady to court to try to get at least some of our deposit back so I'll make a start on drafting our case for that (not such a little thing I know!!)

Have a good day all

Mx

Piquant_2

Morning one and all

andan, you look after yourself and keep that list short until you feel better!

More hugs to Sophiesmum

Today I paid £180 to my visa - feeling good!! This is from ebay sales. I really want to see the back of this one, the interest rate is so high at 34.9%

• checked on line banking
• bought in breakfast and lunch to work
• posted 4 packs of CDs to musicmagpie
• posted 1 ebay parcel
• going for a NSD
• list 2 items on ebay

talliedebtbuster

Morning all, oh andan your feeling poory, hope you feel better soon. I wasn’t on yest I was very lazy. I spent a few pennies but out of my change jar and it was only small. I got some recipe cards from Sainsbury’s too.
I did get too yesterday 15.00 credit on my American express card as a goodwill form nectar. They messed up with a bill! So result there!! Also a free movie rental form blockbuster for tonight after I have done my uni work! Bargin student offer I got the other day.
I went to see a house new build yesterday show room as a bit of motivation, it made me a tad depressed, it was perfect I fell in love with it. But I now realise for sure to get there I have to save! So I will today:
-See if there are any piggy clicks,
-Use the credit card credit to put on my oyster card towards next months travel for work
-Get the Sun to have my Jamie food card
-Do my uni assignment and get it out the way
-Tidy uni notes away in the boxes I got yest from Ikea
-Do washing if I have time
-Check Banking

Tallie

nickynoo08

Good morning

Today i have/will....

• sorted online banking (eventually)
• updated my meter readings
• done daily clicks - where are all the piggy clicks????
• checked for surveys - none again having a quiet wk so far
• dry clothes on airer
• fill dw and put on eco wash
• fill wm and put on quick daily wash
• popping to tesco later with my mum so will limit myself to a tenner so i cant get too tempted

have a good day everyone

Pippilongstocking

Morning all -
More enthusiastic today I hope - well better than yesterday

cold wash on as its not dirty
other washing hanging up
tea on - cupboard having a use it up week!
paid cc 200 quid
both kids now on packed lunches (yippee saves £15 a week)
Patching up chicken house for immenent chookies from freecycle
need to do lots work so no spending money!

Bye the noooooooo. love to all

bathgatebuyer

Checked my banking online and have £130 to last me until 15th next month! Everything has been paid though and I'm pretty much up-to-date for this month.

I've got about £180 worth of cheques and refunds due to me from HBOS, Tesco and Natwest so hopefully these arrive sooner rather than later so I'll be chasing these up later today.

Also checking the whole Piggy point thing and also valued opinions.

marsupial_mama

Morning all you busy bees

Today, I shall

Make a meal from freezer ingredients (already bubblinga way!)
post 2 ebay sales (listed AND sold yesterday, £45 in paypal :T)
transfer the £45 to paypal debit card
look what else I can list on ebay!
work on uni essay (well, I am posting this instead, bad girl )
no wash day!
Make a payment a day thingie...about time to start

Andreja