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Help = Egg Card

I have just been checking my egg card online and I have noticed that I am paying interest of £83 per month, and their minimum payment is 81.26!!!

Surely its not alllowed that a payment is not reducing the balance?


Help!!! What can I do about this....

x

Comments

  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Are you in a position to be able to apply for a card with a 0% introductory offer?
    Debt free since December 2015. It can be done


  • Unfortunatly not. At the moment however I am in a position where I can pay this off in full. However I am trying to work out if this charging structure is legit and if they can do this... i.e. put me in a situation where making the nimimum payment each month is increasing the balance?

    Sorry for this people x
  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    unfortunately yes they can do it
  • This is a classic example of a company keeping you in debt. This is why its never good to just repay the minimum payments, allways try and overpay.
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