Saturday 13/09/08. What small dfw things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang, hope everyone is enjoying their weekend.

:j Today I will do:
-Have sorted out clothes and seen whats dry
-Have put away pots and washed the next lot
-Post enrolment letter
-Iron dry clothes and put away
-Do three mystery shops
-Get lots of free booze thanks to mystery shops!!
-Have free breakfast thanks to mystery shop!!
-Go to my new holistic therapy course, its only a short course and once completed I can add it as a treament!
-Meet up with a friend and go around the charity shops
-Buy last few bits and pieces for my business
-Give advertising material to a friend so she can put at her work place on mon, ready for thestart of my business
-Work on website, including paypal buttons
-Check out counselling placements I have bookmarked ready to enquire about
-Fill out and send off form regarding monday cheap swimming lessons
-Sort out emails
-Do any surveys
-do daily clicks
-Write up mystery shopping reports - Done one will do the other two tomorrow.
-Read some of counselling books
-Write all mystery shops in diary so I know what I have to do
-Sort out weekly plan
-Fix shop and scanner
-Start making continous treatment forms for my business - Have started and completed them!!
-Go through and see what I have left to sort for the business
-Get pic taken of me massaging a male ready for putting on website
-Update challenges and spreadsheets
-Look for a matched bet

Now I really must get cracking!!

bathgatebuyer

Well, I'm on here which is always a good start!
So far I've been to ASDA and bought some groceries early morning using 1s, 2s and 5s for some juice, bread and fruit coming to £1.40. Spending the rest of the day in the house watching football, cleaning and sorting out my financial folder too!
Will check Pigsback for those elusive 2500 points from Petplan (been waiting since June);
Check Valued Opinions to check that the sums waiting to be transferred to my balance has done so (and then it's £10 HMV voucher for me!);
That's pretty much it.

~Yorkshire_Belle~

Hi Andan and bathgatebuyer and all who follow
Thoughts with sophiesmum and family

So far....
:j washing on line (it's a lovely day here - double :j:jjumps for joy)
:j another wash in - have captured the uniforms!! ( No room on the line though!)
:j tidied old folders late last night so can see docs more easily eg important car stuff

Still to do....

:cool: [STRIKE]meal plan for week and shopping list[/STRIKE]
:cool: find knitting needles for latest project ( will visit charity shops later)
:cool: give away my slow cooker - I know I know - I prefer the pressure cooker and the SC takes up so much room
:cool: [STRIKE]bank, spreadsheets etc but they should be all as expected[/STRIKE]
:T enjoy this lovely day safe in the knowledge I've done what I can!

Have a great day all - see you later
Belle

MrsPorridge

For me I've put the washing machine on.
Made some bread rolls as we are going out for the day and I'm taking packed lunches and snacks plus all our drinks. That;s one of the biggest expenses for us when we go out, but NO MORE. I now take everything. Luckily OH carries it all in a rucksack

tonight pack car for boot fair tomorrow - first boot fair I have ever sold stuff at.

lilly81

At the moment I am currently on hold, waiting for my internet banking company so I can get my customer number :mad:

Today I plan to:
*sort out my budget for the next few weeks
*write a meal plan
*write a shopping list
*sort through all my stored clothes etc

Busy day for me!

Karb

Just off to the pictures with the children.

Empire juniors - its only £1 to get in. I've been to the shop to get some cheap sweets, and made up bottles of juice so we don't have to pay extortionate cinema prices

bridget81

Hello all... :hello:

Hope no one minds me tagging along, i read this every morning and evening to get ideas of what else i can do to help us along on our DFW journey with the hope of speeding things up.

SO i've decided to join in on here rather than starting a diary.
so my list (done some of it first thing already, while i was deciding whether to post or not!

• Washing on 30 - done
• peg out on line - done
• ironing - done
• store cupboard dinner - done
• took frozen 50p morrison burgers out to defrost for tea - done
• sort out tin and packet cupboard in kitchen - done (must remind AGAIN OH not to buy any more tins or jars, got more tins of stuff than i know what to do with!! but then i guess it means hopefully a cheap month food wise )
• sort out airing cupboard and make a list of what toiletries we have - done
• phone up DFS about little scuff on sofa - done and getting it repaired free hopefully!
• check online banking - done :mad: not a pretty sight... GGggrrrrr to my OD..
• do an online survey for £2 - done
• competition hunt and enter them to hopefully win some xmas pressies
• i will spend nothing. OH is going to buy the milk and bread from his loose change.
• meal planner - done

enough waffling from me..

have a lovely weekend all and i promise not to waffle tomorrow!

Essex-girl_2

Good Morning All

Today

• 2 loads of washing on line, another one to go
• hm bread for lunch
• weeks menu plan done
• dinner from menu plan
• did small tesco shop - should tide us over till the end of the week
• night in watching Strictly

Debt_Free_Dreamer

• Done my Payment a Day Challenge
• Been to Tesco and used £5.75 moc and earned over 500 bonus tesco points on a £40 shop. Thank you Mr T.
• 3rd load of washing going round in the machine at the moment.
• Checked my Internet Banking
• Completed the application and put it in the evelope for my First Direct Account to earn £200. One for opening and then for closing again in six months :T
• Off to do my daily clicks
• Later I am going to check out the hubbys PC to see if I can print off these MOC coupons. I cannot get the software to install at work. :mad:
• Trying to find a good code for Center Parcs in November, I am off there with the mates from work for my 40th birthday. Tried the SAVE one already, so any others would be well received.
• Going to turn the remains of last nights chilli into a Chilli Cottage Pie later.

Amanda

painted_lady

I am really unwell, severe backache and sickness so bad i cant stand up.
I am therefore
- not eating anything today
- cancelling plans to go out tonight
- might spend even more time than usual on MSE

Karb

Went blackberrying on the way back from the pictures. Now have two tubs of blackberries in the freezer.

Two loads of washing out on the line (first day without rain for ages!) and a third going round in the machine now.

For lunch, I used leftovers, that would otherwise have gone off soon.

Quite a good day so far.

Now to try to find a needle to get rid of a splinter (or for those of us from the North East, a spelk) from my finger. Pesky brambles!

Painted lady, hope you are soon feeling better.