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Addicted to credit cards
Comments
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If you have an emergency, you have £680 a month to use.
Go on---snippety snip.Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!0 -
OK - I've been listening for hours and I didn't hear any snipping, slicing, cutting or shredding!
What gives??
You're not... chicken are ya ???0 -
sorry guys, didnt have internet acces in the house last night!
well the update is both my credit cards have now been sliced and diced, and are in little pieces in my bin! Thanks to the help of you guys and my girlfriend
ive also created a spreadsheet to try and manage my debts, and aim to pay off at least 400 a month (i know ill find this hard but it has to be done)0 -
thegolfingdog wrote: »sorry guys, didnt have internet acces in the house last night!
well the update is both my credit cards have now been sliced and diced, and are in little pieces in my bin! Thanks to the help of you guys and my girlfriend
ive also created a spreadsheet to try and manage my debts, and aim to pay off at least 400 a month (i know ill find this hard but it has to be done)
WELL DONE on cutting up the misery cards!!
:T :T :T :T :T :T :T :T :T :T :TSOA = Statement of Affairs (to find a SOA Calculator, google 'make sense of cards' & click on calculators tab > Statement of Affairs)0 -
Well done! You won't regret it :TTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Well... Reading that's made me feel all warm inside :j :T
another card bites the dust..:dance:
_party_ GOOD FOR YOU!!
You've had your :idea: moment and as the PP said... you WONT regret it
Good luck to you and your girlfriend, I'm glad you have her support too!
trance
ps... if you ever feel like applying for another card before sorting your debt - just get back to this thread and read it again!!0 -
Good for you. That will start to make a serious dent in the debts.
Do your best to stick to your budget. If you find yourself slipping just come back here. There's plenty of people in your situation who can help with ideas, etc.
Incidentally, all the stuff that you've bought on these credit cards. Do you use all of it? Is there some stuff you could sell on eBay? Not going to make you tons, but if you've got stuff you don't use you may as well get something back for it...0 -
one thing ive always enjoyed is having a wee 10 pound bet per week on football matches.
Ive managed to win 315 pounds today, so thats going straight on the card! things are looking up already!!
ill defo put some of my old clothes etc on ebay as well to raise some much needed funds!0 -
well done in cutting up your cards
try the payment a day challenge:mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
debt free nov 2012 before that I hope
sealed jar no 4200
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