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help with a question please

Ok I am a FTB with discount on my home from local council

the problem is what lender will give me a mortgage ?

Before you all say anyone here's the bad news

The building is a weir steel that was built in 1950 and upgraded in 1980 to be called a weir Phoenix

Nationwide and IFA have wasted weeks on this to end up declining me:(

So does anyone know who will give me a mortgage

Stu

Comments

  • koexelek
    koexelek Posts: 7,847 Forumite
    That's bad luck.

    That's a really diffcult question to answer as well. It's easy enough to source a mortgage on personal details, but not on property construction.

    Most lenders have a list of what they will lend on, so you could ring them direct and ask one each time. Bit long winded though.

    Another suggestion is to call a local chartered surveyor ( who might now about your property construction) and ask them if they know of any mortgage lenders who will lend on them ?
    Most surveyors are on several lender panels, and know what the lenders will ansd won't lend on, so they MIGHT be able to help.
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks for the reply
    I will ask the surveyors I got if they know of anyone

    I am currently making a list of mortgage providers to call tomorrow when I get in from work and hopefully will get someone to give me a positive answer then hopefully get the ball rolling again with better luck this time .

    Stu
  • beecher
    beecher Posts: 2,497 Forumite
    Do you have any neighbours who have maybe mortgage recently who you could ask?
  • No thought about that but no one recent.

    if i find one will post which lender
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