wescot cca help!

linzi_pinzi

hello every1 need sum help, sent a cca request with a pound cheque on the 13th may but they have never responded except they cashed the pound cheque ....so stopped paying them then got a letter a few weeks pack of wescot so i sent the accont debuite letter...wescot sent me a letter on sat saying they were investigating the matter and wont her from them....got a letter 2day it goes like this:

thankyou for your recent correspomdence regarding the above account.

whilst we acknowledge the comtents of your letter, to enable ourselves to investigate your query further, we request that you provide full details in writting in order that we can liaise with our client.

we look forward to recieving the above information by return, along with payment to cover part of the balance which is not in despute.


....if they read my letter it sayed the accounts in despute so means the whole amount..dont now were to go from now so could any1 help me please

thats lins x x

linzi_pinzi

sorry guys the first letter was sent to natwest because i havent payed them they have sent the account to wescot
thanx lins x x

stapeley

Nat West had no right to send account to a DCA when an account is in dispute . I presume its a credit card account , because a overdraft does not come under the CC ACT. Did you send a default notice when the time limit was up? You have to do the request by the book and keep all records .

linzi_pinzi

yes it is a credit card account..........no i did'nt sent a default notice.....can i do its know or is it to late ..i sent wescot the account in dispute letter and they sent me a letter asking for the information ...do i have to provide it should they send it back to natwest as the natwest cashed the 1 pound cheaque ....hope u can help thanx lins x x x

linzi_pinzi

any1

stapeley

As you sent a request to NW , you send the default letter to them . It is the 30 +12 days letter . You will find the template letter in my thread somewhere , CCA REQUEST RESULTS