Wednesday 10/09/08. What small dfw things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.:j

Today I have/will do
-Three mystery shops
-Go to work
-Go to induction evening for my counselling course
-Write up mystery shopping reports
-Read some of counseling book
-Buy last few bits for my business

Have a great day everyone and catch up with you all later.

Pippilongstocking

HI Guys
Fallen off the wagon a bit as have visitors in the house and thoroughly depressed that I managed to spend 40 quid in mr tescos on what I am not sure - nice juices etc - argh, we were doing so well.

Today
low wash on and hang up to dry
pals making tea so that will be yummy and their treat
finally moved so can now cut down on petrol
taking old sofa to upholster later and haggle about price (i hope)
Meeting a pal for lunch so will have soup (lovely filling and cheap)
Waiting for my eco toaster to arrive (shameful spending but with cash back)
Pick some fruit and veg from garden
Do some work
Plant some winter bedding!
Think about ebay/farmers market for plant selling

Been getting a bit down and muddled about everything as house moving it seems isnt conjusive to not spending.

Anyone got any spare enthusiasm?!

Hello to everyone!!!

Piquant_2

Morning andan and Fay

As always andan, you make me tired just looking at your list, I envy your motivation.

Here is my paltry list
checked online banking
bought in breakfast and lunch to work
posted an Amazon sale
make some soup

OliveOyl_2

Morning All :hello:
Paltry list here too Today I have/will

• pointless non-existent clicks
• checked banking
• butcher now has a veg stall outside his shop :j :j :j at last we can buy fresh veg without going to a supermarket in this town. No doubt we'll have this stall available until someone complains again
• will make loaf tonight in the BM
• will list something on e-bay tonight
• I've signed up for a MS on Friday, and one of my referrals has done an assignment, so another £1.50 on its way.

love to sophiesmum, if she has time to read on here.

climbingoutoftheabyss

I'm going to:

Park at the edge of town where there is no charge and walk in at lunchtime

Will be paying online for a large hotel booking for a friend as a 'favour' (he doesn't have a debit card) - I'll be booking via Quidco, my friend knows this and has said I can keep the Quidco payment, thats £35 for me!!!!

Brought lunch

Will read papers online at work

Dropping in to Aldi on the way home for 69p fruit (my only spend for today, and I won't buy anything else)

peb

Morning all.

I managed to get out of bed early and made lunch (didn't last night as I was a t a friend for tea and couldn't be bothered when I got home)

Out tonight but it is Mum's turn to pay!

And that is it!

mbaz

hiya all

Been a bit manic here so not posted for a few days but I have been a good DFW I promise - no choice anyway as totally skint this month!!

Anyway today I have

- taken my 3 year old to his first funded preschool session (at last the day has come!!)
- taken my nearly 2 year old to a free messy monsters session - he loved it. Going to ebay a few things to pay for a terms classes

and I will
- do daily clicks
- check surveys
- keep everything crossed that my ebay items ending tonight sell (no bids yet but lots of watchers)
- Working tonight

Hope you all have a good day

Mx

bathgatebuyer

Brought my own lunch in to work today;
Checking Pigsback (although not much on it so far!);
Speaking to the Courts re my PPI mis-selling case;
Walking back from work tonight.

Essex-girl_2

Good Afternoon

Late posting as I have been to Tai Chi - not moneysaving but essential to my well being and probably will save me money in the (very) long run.

Anyway
Today

• Checked online banking
• Pay amount off of tax bill (that was scary)
• Leftovers for dinner tonight (still sticking to menu plan)
• 2 online surveys completed
• hm bread for kids packed lunch
• use Remoska for cooking dinner - save on electric
• washing dried outside
• check pigsback.

nickynoo08

Hi everyone

today i have/will.....

• done daily clicks, still no piggypoints!
• done surveys
• had left over chilli for lunch yum yum
• did my shopping and stuck to my list, some how it came to less than normal and i managed to sneak in a xmas present too.
• no heating

Things i must do tomoro

• transfer remaining egg balance to my visa (lower apr) then i only have one card to pay back so will be easier for me to keep track
• supply meter reading so i dont get estimate
• plan meals for next wk

moneypooh

I took huge bag of clothes to Oxfam and got a £5 M&S voucher:j