Sky...

michbright

I know that all the guidance says that Sky is not an allowable expense when BR, but I do know of one person who has had a different answer.

A friend of mine went BR last year and was allowed to keep Sky and broadband as she was told they were both essential!

Has anyone been told Sky is not an essential but are allowed it in their surplus?

Thanks!

Addicted2Chocolate

My understanding is that any subscription tv is not essential. It is up to the bankrupt how they spend the share of the surplus which is left to them after the IPA.

tigerfeet2006

You can keep Sky and internet but you have to pay for them out of your surplus.

Some people get to put internet on their SOA if it essential for work or study.

Not heard of Sky being essential.

michbright

tigerfeet2006 wrote: »

You can keep Sky and internet but you have to pay for them out of your surplus.

Some people get to put internet on their SOA if it essential for work or study.

Not heard of Sky being essential.

That's what I thought, but she was definitely told they were essentials. Her OR did, however, take the car regardless of the fact that she lives in a rural area and has 3 young children. I personally would prefer to keep the car and be told I can't have Sky and internet as an essential and pay it out of the surplus.

purplepinhead

My OR did not allow sky ....... sorry

Merry_Gentry

Not heard of any OR allowing Sky as essential

tigerfeet2006

Me neither Merry

Sunny_Bear

when I spoke to cccs yesterday, she said as we dont have an ariel in the house or freeview signal in the area that they should allow the basic sky package as that the only way to get tv. So she put 20 on my budget.

blind-as-a-bat_2

31.7.35 Satellite TV and broadband internet contracts

Ongoing contracts for the supply of goods and services which remain extant at the date of bankruptcy vest in the trustee of the bankruptcy estate. Where the bankrupt is still in receipt of ongoing services under contract at the date of bankruptcy, notice should be given by the official receiver/trustee to the service provider stating that he/she does not wish to adopt the contract and services provided under the contract should cease. This includes contracts for satellite TV or broadband internet connection,where the bankrupt has signed up to the agreement for a set period which cannot be terminated without a penalty being incurred. Any penalty for early cancellation should be included as a debt in the bankruptcy proceedings.

NB: With the advent of combined telephone and internet packages available via broadband (where telephone services are provided free or at a reduced rate as a result of the broadband service provision), the official receiver should consider whether the expenditure claimed for these combined services may in fact be equal to or less than the cost of a traditional land line only telephone service, which would be considered a reasonable domestic need. However, the need to notify the service provider regarding non-adoption of the contract must still be taken in to account by the official receiver/trustee.

It may stem from the recent change in red, if you can get a package that equalls or is cheaper than just your phone it may be allowed as a part of it is a phone line wich is seen as essential by some, and if you can prove you need broadband for study and /or work that will strengthan that argument

blind-as-a-bat_2

Sunny_Bear wrote: »

when I spoke to cccs yesterday, she said as we dont have an ariel in the house or freeview signal in the area that they should allow the basic sky package as that the only way to get tv. So she put 20 on my budget.

You can get freeview via satalite for the price of the kit and a one off £20 payment so if the OR realises that i doubt they will allow it

But worth a go;)