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no credit check loans?dodgy company?

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Hi everyone.

I'm new to this site but I was wondering if anyone could help.

I'm currently looking for a loan but dont have the best credit rating. After searching high and loan I eventually came across a company who offer gauranteed loans with no credit checks.....basically you purchase the loan.

After considering this company and exchanging a few emails I was confident enough to go ahead....and to complete the application all I had to do was purchase a postal order for £150 and send it to an address in Wales, when the office I was deal with was located completely somewhere eles???

Does this sound right and is there actually companies out there who offer these services??

I have asked them for a phone number to contact them on but have been told its all online and via email.

There have also asked for the postal order to be "uncrossed" which the post office has told me is the easiest way I could lose my payment or no longer be able to chase it once it has left there hands.

Can anyone please advice me or if they have had any experiences with these companies?

I havent actully gone any further with this application as yet.

Thank you....and sorry to babble on!!!

Comments

  • Im afraid this sounds very suspicious to be honest, i would certainly not recommend sending any money to this 'company'.

    What is the companies name.
  • Hi

    Thanks for replying!

    The company is DJG INSTANT LOANS. I found it via google....but when you go back in to search purely for that company it brings up no results???

    I have tried searching for the company again but haven't had any look in finding it tonight.

    But unless I am the first person to find this company and other people have been scammed (if that is what it is) surely there would be a warning or more results which come up from previous unstatisfied customers? (Or is that me being really niave?)

    Very very confused after thinking I had an answer!!
  • Sorry...

    I've just tried again to search for the company and I have found them now...

    I'm I allowed to post the website on the forum?
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    sounds very suss. No legitimate loan company would want an uncrossed postal order IMO.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Hi Sara...

    I Can Confirm That I Used This Company Last Month And Was Paid Out As Agreed,£2000.... I Too Was Suspicious At First But Dont Be Ok.
  • SammyGreen wrote: »
    Hi Sara...

    I Can Confirm That I Used This Company Last Month And Was Paid Out As Agreed,£2000.... I Too Was Suspicious At First But Dont Be Ok.

    How fortunate that you should come along with your first post at just the right time to confirm the legitimacy of this company.

    Obviously nothing to worry about here. :rolleyes:
  • SammyGreen wrote: »
    Hi Sara...

    I Can Confirm That I Used This Company Last Month And Was Paid Out As Agreed,£2000.... I Too Was Suspicious At First But Dont Be Ok.

    :hello: Hi there DJG loans! For future reference, please remember you aren't allowed to spam these boards.
    OP, do NOT send money for a loan application, EVERY 'company' that requests a upfront fee in exchange for a loan is a scam artist. Even the shadiest 'real' loan companies just dump the charges into the loan and don't ask for an upfront fee.
    Avoid.
  • mizzbiz
    mizzbiz Posts: 1,434 Forumite
    SammyGreen wrote: »
    Hi Sara...

    I Can Confirm That I Used This Company Last Month And Was Paid Out As Agreed,£2000.... I Too Was Suspicious At First But Dont Be Ok.

    Amazing!

    This post should be more than enough to answer you question,
    DON'T TOUCH WITH A BARGEPOLE
    I'll have some cheese please, bob.
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