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Cahoot flexible loan help!
Hi,
We have a flexible loan with Cahoot and as everyone who has one knows, the interest rate just keeps going up. The amount of interest we're now paying on it is ridiculous.
So a couple of months I applied online with Nationwide for a fixed loan to pay it off. We've had accounts with them for years and had a personal loan before. The application got declined. I realised I had put our extra income in wrong so left it and tried again on Sunday. It got declined again. All I can think is that we are on a low basic pay because we also get dividends and I have a self-employment part time job too. So they don't see that as a secure income. I don't know what to do and concerned about trying somewhere else because of our credit scoring getting affected by keep being declined. Can anyone advise?
Thanks
Lorna
We have a flexible loan with Cahoot and as everyone who has one knows, the interest rate just keeps going up. The amount of interest we're now paying on it is ridiculous.
So a couple of months I applied online with Nationwide for a fixed loan to pay it off. We've had accounts with them for years and had a personal loan before. The application got declined. I realised I had put our extra income in wrong so left it and tried again on Sunday. It got declined again. All I can think is that we are on a low basic pay because we also get dividends and I have a self-employment part time job too. So they don't see that as a secure income. I don't know what to do and concerned about trying somewhere else because of our credit scoring getting affected by keep being declined. Can anyone advise?
Thanks
Lorna
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