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2yr tracker @ 6.09 (90% LTV)
manikm
Posts: 223 Forumite
is this a good rate??
im stuck between this and a 5 year fixed now (at 6.24%)
im stuck between this and a 5 year fixed now (at 6.24%)
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Comments
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If it has a sensible arrangement fee, then yes, it is a good rateI am a Mortgage adviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Rates seem to be edging down - can you hold fire for a couple of days and see if the market does move?0
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how much is the arrangement fee0
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yeah im gonna hold fire mateys!
its the usual (for me anyway) £999 rip off fee0 -
Have you had a look at HSBC? I think their rates are slightly better than that ( obviously depends on whether its a re-mortgage, new mortgage etc )GROCERY CHALLENGE!!October £150/£158.61
For petrol, food & toiletries for 2 adults and 2 guinea pigs!
November £150/£213.52 :eek: December £250/£230.92 January £250/£204.270 -
yeah im gonna hold fire mateys!
its the usual (for me anyway) £999 rip off fee
Sadly, in this crazy market, that is not bad an arrangement fee :eek:I am a Mortgage adviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
yes it is! its scandalous.
ive only seen a £1500 fee BUT for a much lesser rate.
sod that0 -
HSBC is 5.79% and £599 booking fee, also £30 transfer fee, lifetime tracker upto 90% LTV
Just booked mine in my local branch today for 1st dec (5.99% with no fee was withdrawn on monday), the advisor had to look for the promotion code though as it is a mortgage special.
http://www.hsbc.co.uk/1/2/personal/mortgages/remortgage/special0 -
why would anyone want to go on a tracker for life???0
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