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Simons Update On Debt Crisis

Hi everyone, well made a start today on the long debt free recovery road. Already had a chap on the phone who we had given our telephone number to on a lesser money expert site telling us a right load of bull that his company could instantly take on board all our problems with an IVA at no extra cost for the next 5 years and then bobs your uncle debt free. Then we called cccs and got the truth, the fella from the lesser site did not disclose that they do charge 9-12k for the priveledge it is taken in your repayments, and the way he talked we were as good as accepted on the phone so long as 51% of the lenders agreed, not the case at all. Any way be warned everyone call cccs first before anyone else please...we are now booked in for an appointment for an hour and a half call with cccs at the end of september to go over our situation so going to tough it out for 1 month till we know whats what...

speak tou you all soon

Comments

  • Hi simon , glad you found cccs before you got ripped off by one of those other companys, I wish you well on your DFW journey x
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    glad you spoke with CCCS
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Good luck simon. Hope you get the help and guidance that you need!
    take care!
  • Good luck simon. You are right to go with CCCS and not one of the sharks who are only out to line their pockets.

    Keep posting!
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Good luck Simon.

    We all have to start somewhere but however we get there, it's an adventure that feels so good when it finishes!

    I hope this site helps you as much as it has helped me and my OH!!!
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
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