casr finance loan hire agrement

Ruby_Gloom

Hi
im hoping some of you may be able to shed some light on this situation...

basicly my mum got herself a new car a bit over a year ago i was under the impresion it was a motibility car
but it seems she was conned? in to getting it on lease hire for just over £280 a month and also has to pay nealy £800 servicing roughly every 9 months and the tyres are about £80 each too!! and its only a micra but its in the lease tearms that they have to service etc

now she cannot afford this at all and is rather elderly and has another well 2 years (just under) to run is there anything we can do can she give it back early? or claim missold on the contract
i am so mad at the garage she has told me that they told her motability is bad because you dont own the car at the end! but shes on lease hire so she doesnt either unless she magics several thousand out of thin air
she is also on a very low miles per year allowance too because the man at the garage said aslong as you get another car at the end of 3 years it dosent matter what mileage you do and it looks like she will be over

so anyone any choices she has?

chilli_dog

do you now who the car is leased through?

Ruby_Gloom

the local nissan garage (yeomans)
but they may have used a finance company
i am visiting her later to get details and copies of paper work

Ruby_Gloom

it is on nissans own lease to buy option
she hasnt managed to get me any paperwork (shes notorious for shredding everything i hope she hasnt shredded this)

is there any general advice for leaving a scheme like this early?

bigturnip

Once you have got the full details I would write directly to Nissan, they will be unhappy with the service provided by the dealer and hopefully they will be able to do something about it.

This may be the easiest and quickest way to get a resolution.

Ruby_Gloom

thank you
i am yet to get any paper work out of my mother as shes either too confused or disorganised only letters about it not the actual agrement
i may have to get her to give me permision to deal with it and just ask for full details
i only know the amount from her bank account statment
and that its the nissan aggrement as she has the thank you letter plus all the follow up's advising bridging insurance and this that and other insurance etc... and asking for questionaires
anyway thank you again i knew someone would comeup with something i really should of thought of doh!