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Monday 08/09/08. What small DFW things will you do today????

[FONT=&quot]When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.

Today I have/will do
[/FONT]
  • home made breakfast and lunch
  • will do a full day at worjk (8 hrs)
  • will go to the gym tonight after work without buying a bottle of water
Gotta go (will be late for work otherwise) but will re-post klater if I do anyting more.

Take care and have a great day

Candy xxx
[FONT=&quot]

[/FONT]
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments

  • Mornin candy and all who follow
    Today I will...

    Take lunch to work (last nights tea)
    Put sc on for tea
    walk to shop instead of drive
    and hopefully have a NSD!!!!

    This is my first proper week of hardcore DFW so I'm taking one day at a time I no its gonna be hard but I will try my best :)
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • Off to work soon as well.

    Today I will

    - do daily clicks
    -do comps
    -take lunch into work
    -have nsd

    have a great day:D
    £2 savers club 2025 #4
  • Morning All

    Today
    • Go to Mr T's with £5 off voucher - stick to list and be good
    • Work hard in office
    • Make hm bread for packed lunches
    • Do washing and dry outside
    • Piggyclicks
    • See if can enter any comps
    • Stick to menu plan
    • Be positive
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Good Grief you're early! Morning :hello: All.
    Love to Sophiesmum with all that she's has on her plate. :grouphug: have a dodgy hug.
    Well today I have/will:
    • on-line banking
    • post out an e-bay sale that has finally paid.
    • Eating out with work tonight :D
    • piggy clicks
    • packed lunch including HM bread & HM jaffa cake bars:D :D:D
    • (this was yesterday really) bought DD's travel insurance through Quidco -£12.95 with £10 cashback. :D
    Have a good one everybody.
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning everyone,

    Today i have/will
    • daily clicks
    • surveys
    • store cupboard lunch and dinner
    • nsd unless my mum can take me to tesco i which case i have a list that i will stick to
    • check bank balance
    • do budget for this month and next
    Have a good day everyone
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Morning all..well ive been for blood tests this am to see if diabetic...got to wait a week for results...

    done piggy clicks..

    taking mobile charger to work to use their electricity!!!

    store cupboard lunch and dinner

    Have a good day all
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • mbaz
    mbaz Posts: 895 Forumite
    Morning all!

    Today I will

    - do daily clicks
    - check surveys
    - check for mystery shops - having free night out with hubbie on Friday as got 2 pub ones!
    - sort out ebay parcels
    - work out if worth relisting unsold items or charity them
    - go to town and pick up a small claims pack to try and get some deposit back from ex0landlady - actually that's not such a small thing is it?!!
    Carrying all the above over to tomorrow now!
  • What are the "daily clicks"?
    Sept 2008 - £60287.17 in debt :eek:
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning

    Well i have/will do:

    * Checked online banking
    * Bought some bread today and am using it for lunches this week
    * Having a store cupboard dinner
    * Found 32p under my old sofa and put that towards the bread :p
    * Done daily clicks/scratch cards

    xx
    Debt: just my mortgage :D
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Morning everyone

    Today I have/will
    • checked online banking
    • paid £2.08 on payment a day challenge
    • posted 2 ebay parcels and 1 Amazon sale
    • listed 2 items and relisted 1 item
    • bought homemade lunch and breakfast to work
    • bank the cash made at bootsale yesterday
    • made a loaf in breadmaker - on timer for this evening
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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