pap/moozies weekly spends challenge ~ all welcome ~ w/c 7th september

postingalwaysposting

Every Saturday a thread is started where you all pledge a ‘target’ amount of money you will not exceed through the week, Sunday ~ Friday inclusive. Each day, if you can, come along to the daily spends thread and post what you have spent that day. We are all very supportive in there don’t worry. Then on Friday night ready for the Saturday add up your spends ready to post on the following weeks challenge thread. I will then turn you red/green depending on how you achieved.

Now this isn’t about the person who can get through the week spending the least its about getting you to realise that maybe a £4 magazine or a trip to a fast food restaurant isn’t really needed. Everyone’s pledges will be different as single people and people with dependants have a different way of life… that’s what makes this challenge so diverse.

A question that is always asked is why don’t we/I include Saturdays? The simple answer is the founder of this challenge chose not to include it. This means if you were to go out on a Saturday there is no need to worry about the challenge. However this doesn’t mean you can save up all your spends and go for a blow out on Saturday. The daily thread is still posted and even if you have went spending its nice to come back and put it all in black and white. However some of the challengers in past years have included Saturdays in their challenge, this is fine.

So why don’t you come and join in? Just reply to this post and place your pledge. I do all the hard work next Saturday so no need to worry about that. However if you feel like you want to why not place this challenge and your target and spends in your signature? Please don’t worry if you are to be turned read the following Saturday it happens to us all, me more than most. So please come and join in…

Now a word from our founder ~

Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x

last weeks pledges ~
postingalwaysposting ~ £5.00 ~ £1.60
LilacPixie ~ £10.00
Lelc ~ £20.00
Gemmzie ~ £5.00
pointypenguin ~ £25.00
Valley's girl ~ £10.00
savvykaz ~ £15.00
debtbegone ~ £10.00
rachel83 ~ £20.00
Casperthefriendlyghost ~ £6.00 ~ £5.60
Piquant ~ £10.00 ~ £3.19
beanielou ~ £10.00 ~ £10.00
doodledo ~ £15.00
daphne descends ~ £30.00
SarahNeedle1872 ~ £25.00 ~ £25.31
peb ~ £30.00

Good luck all for the following week :j

postingalwaysposting

Last week I pledge £5 and only spent £1.60 :j woo hoo. The remainder went onto my savings jars. This week I am pledgeing £0 as thats exactly what I have untill payday :rotfl:

beanielou

£10 for next week.
Spent about £10 last week but have lost my notebook so cant remember exactly.

Piquant_2

Hello posting

I pledged £10 last week and spent £3.19. I will put the remainin £6,81 on the payment a day challenge.

I'll pledge another £10 this week, I've bought some chocolate in the weekly food shop, so I may avoid a chocolate emergency, on the other hand, I may not :rotfl:

Lelc

I pledged £20 last week. I've written down that I spent 85p (although I thought I'd spent £2 something somewhere). As I can't remember I'll stick with 85p and put the rest in the savings. I'll just go for £5 this week as that's what's in my purse and I'm not going to take anymore out. I'll keep a better record this week.

pointypenguin

Last week I pleged £25 I spent £17.13 :T

Can you put me down for £20 this week?

Thanks

Casperthefriendlyghost

Hi PAPs and peeps

I pledged £6.00 last week and managed to spend £5.60 which I'm really happy with. Thanx for keeping me focussed. This week I will allocate £ £8.00 and am hoping to stay in that amount.

Cheers
Casper
x x x

SarahNeedle1872

£26.35 for me last week (I think!)...... hold on.....

SarahNeedle1872

Ooooh, even better! £25.31 Good times!

I'll go for £5 this week please, spent far too much money food shopping, and could probably feed my neighnours for a week!

Sarah x

daphne_descends

<strolls in late>

Sorry

Pap, I don't know how much I spent last week :eek: I think I was so stressed with sorting out nursery and work - I am sure I came in under budget though (well I spent my Quidco money but that's separate!) - I think probably £15 to cover my parking last week and the odd paper etc.

Put me down for £20 this week - I've spent half that already so got to be careful!