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Thanks to you all

taib0
Posts: 83 Forumite
Hi Guys, I've not been on here for ages but I can't go without saying a massive thank you to all the people who helped me over the last 12 months. For me it is finally all over, I was officially discharged yesterday "yippee" with no dreaded IPA/IPO and even managed to keep my house. My sister god bless her has bought the beneficial interest in our house so we we're able to stay here. I can't believe for the first time in my adult life I am totally totally debt free, apart from our mortgage we don't owe a sausage to anyone and its a lovely feeling. I know my credit history is shot to pieces but so what,!! we learnt the hard way and I will never borrow money or have a credit card ever again so I don't give a damn what my credit history looks like. Its simple, if we haven't got the cash we can't have it.
Anyway, to anyone out there who has just found the forum you are in good hands the guys on here have all been through what you're going through and they have the answers to most questions. Good luck to you all and thanks again especially "debt doctor" and "fermi" you two really are the business
Anyway, to anyone out there who has just found the forum you are in good hands the guys on here have all been through what you're going through and they have the answers to most questions. Good luck to you all and thanks again especially "debt doctor" and "fermi" you two really are the business

0
Comments
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Oh Wow
You are debt free - you need to put yourself on the roll of honour!
that is brilliant news
xxNevertheless she persisted.0 -
:beer: CONGRATULATIONS!!!:beer:
and a big hug for your sister...sounds like an angel!! :A0 -
I've not been posting for long so never read any of your threads but just wanted to say congratulations on becoming debt free. Although I don't have alot of debt I can;t wait to be debt free again, I've forgotten what its like!!
Well done and Enjoy!!Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00
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