Query...need advice!!

frazzmunch

Quick question...sort of..;)

I have 3 charging orders against my property (since approx 2005) which i did not contest...

my question is...if i did cca requests and the creditors concerned did not have the requiste documentation...

1. would the charging orders still stand ?
2. could i take action to remove them ?
3. what would be the best course of action?

any comments / advice etc would be gratefully received!!

bank_of_slate

Hi Frazz, can't help you personally but stick around, someone will
...Linda xx

frazzmunch

thanks linda...

stebiz

My own personal opinion is that this would be like pushing water up a hill. Sorry. The judge has made a decision at the time and issued County Court Judgements. You had plenty of opportunity at the time to contest and they can only be set aside in extreme circumstances.Don't get me wrong I am on your side and if you can find a reason for not defending your case. A list is on here http://www.insolvencyhelpline.co.uk/ccj-removal/valid-reasons.php
then you might be in with a shout. It won't be easy. Also you will be charged a fee for hearing to have a CCJ set aside.

I guess if you don't try, we'll never know.

Good Luck
Stebiz

frazzmunch

thanks stebiz...i think you are right...no need to apologise..i guess i was just curious to see what the position would be...must admit i am not intending to go down this route at the moment...probably never will .....i don't dispute the debt at all and the creditors with the charging orders have been (bizarrely!) the most easy to deal with...they haven't contacted me at all since the order was made final, not even to increase payments, never used a dca and were sympathetic to my plight to a certain extent....letting sleeping dogs lie is my preferred method of behaviour in this instance really!! :rotfl: