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Remortgage Advice please
cassiefrappz
Posts: 2 Newbie
I currently have a mortgage with Halifax; o/s amount £13500 with 6 years to pay. 'm looking to do some home improvements and want to borrow approx £40k. However, when I've applied to Halifax they've refused my application because of 2 defaults on my credit history. These relate to a TSB current account and a personal loan - I do not bank with TSB and I'm trying to resolve the matter with them but this may take some time! I have been told that the defaults are due to be remove in dec. Is it worth waiting until after Dec to apply to a different lender or wait until the matter is resolved with TSB?
0
Comments
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yes or you will have more refusals on your record.
wait till you have the tsb default sorted out with them then get a copy from all three credit reference companies and see what they say.
can you save up for the improvements and do them in stages ?
GOOD LUCK0
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