I need help !!!

GFC_3

Hi,
I've just been adding up my debts and it's around 84k:eek: fortunately ? my wife and I have 2 houses we rent out which if we can sell (big if in todays market) could raise between 60/80k.
I'm struggling big time now to make payments as work is slowing right down (I'm a self employed decorator) and don't know where to turn

cady

Could you post a SOA ..... im sure someone will post the link so we cansee if we can save you money somewhere? you have done the hard bit by realising you debt we will all hep best we can!!!

claireabelle_2

Hi GFC :hello:
have a look at the newbies sticky near the top of the board... the clever peeps on here will need you to do a standard Statement of Affairs (SoA) so they can see the priority areas!
Claire

GFC_3

Can someone point me in the right direction for soa
Thanks

fermi

GFC wrote: »

Can someone point me in the right direction for soa
Thanks

Start here: Help for First Time Posters

And the use the SOA calculator here: http://www.makesenseofcards.com/soacalc.html

GFC_3

Thanks, I'll try and get that posted over the weekend, feeling real c**p at the moment.
Got a phone appointment with cccs in a week and a bits time.
Not missed a single payment (or even been late) to a single creditor in the last 10 or more years, but had a month or so out of work at the start of this year, and very slow at the moment, and it's now all caught up.