Friday 05/09/08. What small dfw things will you do today???

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang.:j

Don't forget guys its the weekend!!

Things i will do today:
-Write up two more mystery shops from yesterday
-Look for more mystery shops
-Organise the two or three i have to do today
-Organise the drink one i have to do tonight
-Sort out mystery shops for tomorrow - about seven of them!!
-Reschedule another one for tomorrow
-Did loads of driving yesterday but will be leaving my car at home today and buying a cheap bus pass or using the train
-Will put my photos on my website and have a play around with the website
-Will put money in payment a day piggy
-Will update £10 a day spreadsheet and thread
-Will update grocery challenge and forum
-Will look for a matched bet

Have a great day everyone!!

andan

Had a message from Sophiesmum and as its not my place to say too much, just wanted to let you know she's not likely to be around for a few days as her brother has gone back into hospital.:(

Its really sad news and hope things get a little easier for them and he's not in too much pain. I know she would like us to keep the thread going and am sure reading our posts will help bring her a little smile.:(

mickey_mouse

I am sorry to hear about Sophiesmum's brother. My thoughts are with them both.

Today I will be doing:

- daily clicks
-competitions
- having a nsd
- eating food from store cupboard

gooooood luck everyone

claireabelle_2

oh dear. my thoughts are also with sophiesmum and her family...
she keeps my daily debt-free-ness on track and I massively appreciate that, but it seems so insignficant when family members are ill.

if anyone wants a little smile on this gloomy friday, you all won't be surprised to know that my OH has left the house with two sets of keys. again! :rolleyes: meaning I'm stranded... packing admittedly on my day off but still... he just called and laughed and said i could have chilli from last night! for breakfast, cheers love. :rolleyes:

spend free day for me then! til he gets back and i throw chilli at him :A
what else...?

• went through quidco for my best friend's 30th birthday present, tracking already
• checked banking, nothing
• redid my company car tax calculations (ordered yesterday )

think that's everything
keep well

xx

debtfreesomeday

So sorry to hear sophiesmum's latest news, sending the family huge hugs and my thoughts are with them.

It heightens my quest more, as my goal of being debt free is to enable me & hubby to move back close to my parents as my Mum's health is poor. At the moment we just can't afford to move.

Today I have/will:

Checked online banking
Checked my & hubby's pigsback (no clicks there!)
Brought breakfast & lunch into work
Having storecupboard/freezer dinner
Unpacking our Asda home delivery when it gets here tonight. Online shopping now so we don't spend so much - it's really helped cut costs.
Can't make payment a day for a little while as money is tight and don't want to go overdrawn this month - no point getting into debt to pay debt off!

Have a great day everyone x

peb

Hugs to Sophiesmum and her family..

I managed to get my sandwiches made for today and take some chicken out of the freezer for tea. I will have to buy milk but that is all.

It is difficult; most of us have never met each other but we feel the highs and lows of each others lives without really being able to help.

Essex-girl_2

Hello Everyone - havnt been on this thread for ages but both kids back at school and life is back to normal so really need to concentrate on debt paying.

Today -

• Online banking to be checked & updated
• Quidco money trans to savings to be paid off DP's
• Piggyclicks
• Cancel bread order at local bakery - hm all the way now
• Stick to menu plan

Thats all I can think of for now.

(((Hugs))) to Sophiesmum.
x

princess_loki

hugs to sophiesmum and family - our thoughts are with you

nasty rain here - washing has been on line for two days and is now wetter than when it came out of the machine!

so todays plans:
- tidy kitchen and clean kitchen floor
- rinse washing and put on airer
- go to asda with fabric conditioner top to get free lenor
- try and only buy potatoes and things i actually need whilst at asda
- write shopping list to help!
- dinner from freezer / mums garden
- cook bread and butter pudding and banana bread while oven is on
- collect avon books (hope it stops raining)

hope everyone has a good friday

loki x

lilly81

Today I have:
*got a £7 refund on shoes from tescos :j
*used voucher for 1lr free milk
*received some more money off vouchers
*signed off income support :eek:

Today I will:
*pick up grant to help with going back to work costs £300
*pay all of grant to nursery towards fees :rolleyes:
*Try and get refund for swimming lessons as cant go due to new job
*sort out benefits
*cook dinner with yet more potatoes

I think thats everything MSE for today.
Have a good day everyone

new2civvystreet

I did this yesterday - couldn't find yesterdays thread. I cancelled my monthly contact lenses: £15 per month which would be a lot better off in my ISA. I realised it was just vanity that made me wear them and glasses are a lot better for my eyes!

Now just got to stop myself from sticking a really nice pair of rimless glasses on the credit card!

claireabelle_2

new2civvystreet wrote: »

I did this yesterday - couldn't find yesterdays thread. I cancelled my monthly contact lenses: £15 per month which would be a lot better off in my ISA. I realised it was just vanity that made me wear them and glasses are a lot better for my eyes!

Now just got to stop myself from sticking a really nice pair of rimless glasses on the credit card!

hi new2civvystreet!
I did something similar, but bought myself a box of dailies, so if i have a night out i can still wear lenses... a box of 30 has lasted me about 5 months that way i don't feel deprived!