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CCJ drops off credit file in january
penno1981
Posts: 3 Newbie
please can some one tell me what effect it will have on my credit file/score experian states im good equifax states poor. many thanks
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Comments
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It'll no longer be there so won't be taken into account however your credit rating will depend on the last 6 years payments history for all your borrowings.0
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my file is pretty clean had a problem with a credit card that was unpaid for 4 months as had changed address but that was over 6 months ago and by the time january it will have been about a year with no missed payments. so should my score go up alot do you think?
thanks in advance0
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