Please delete thread

ClareEmily

Got advise thanks

firesidemaid

don't have any help re. the taxi business, but basically if he is not making any money he may have to get a different job?

could you sell the cab to pay off the debts?

i do feel for you - has he always been bad with the records/paperwork? maybe being self-employed is not for him?

LindsayO

I'm not saying this is a joking way, but you might want to consider marriage counselling.
Relate can be very good and reasonably priced. It sounds to me like the problem is not just that he isn't managing his finances well, but he isn't being a responsible marriage partner. You feel like you are nagging, but is that because he isn't taking this seriously enough?

Reggie_Rebel

Can he get work with the local authority ferrying kids to and from school.

Doubtless he would have to be CRB cleared, but it could be some regular work with a steadyish income.

Alternatively punt himself rounds to local companies who are likely to need taxis and become their preferred operator

Conor_3

ClareEmily wrote: »

What would be a first step,

Quitting and getting something else. Taxiing is a mugs game and the only winners are those who own them.

viktory

ClareEmily wrote: »

Only been married a year and the thought of many more years ahead of this makes me feel a little ill to be honest.

Hmm, that's a worry. I love my husband deeply, but trust me it's not been esay and oi you are struggling now....Don't bode well for the future. Was he like this with money before you married?

Your husband needs to take some responsibility for his debt. However, until he has his lightbulb moment there isn't a lot you can do to be honest. I'd let him get on with it - making damn sure he pays his share of the household bills before anything else and also that you are not financially linked so when he has to declare bankruptcy you are not involved.

alwaysonthego_2

As Victory says until your husband admits he has a problem there is nothing you can do. Marriage counselling sounds a good idea because us CAB advisers are not trained in counselling.