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Booking Fee Question - Rate Change

JoeShmoe_2 · 2008-09-03 10:16:17

We are moving our mortgage at the end of the year to a FD offset mortgage. We had paid a booking fee to secure a rate of 6.19% for a 10 year fixed rate offset, were accepted and have the paperwork to sign and complete The rates have now come down to 5.95%. Can we phone them and get out on the lower rate without having to…

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Sconifer Posts: 12 Forumite

4 September 2008 at 10:20AM

I had this situation a couple of years ago where I'd bought into a 2 year fixed rate of 4.49% with Halifax. A week before we were due to complete they reduced it to 4.39% so I phoned them and asked if I could have that one instead. They instantly said 'yes' and issued new offers to myself and a copy to the solicitor. If you don't ask, you don't get.

Now, of course, I'd jump at 4.49%!

Good luck.

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Booking Fee Question - Rate Change

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