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Can they request this ?

x.xEmmax.x
Posts: 38 Forumite
I have a Aqua credit card, i couldn't afford the monthly repayments of £60+, i missed a few payments and wrote them a letter with my budget sheet, offering them a reduced payment of £15 a month. Im unemployed and wrote in my letter that once i am in work (hopefully in the next few months) that i will be able to pay more.
They have replied with a letter asking me to send them a full list off ALL my creditors and the balances i owe to them.
They have replied with a letter asking me to send them a full list off ALL my creditors and the balances i owe to them.
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Hi
Im not 100% sure, it may be worth getting in contact with National Debtline (www.nationaldebtline.co.uk). They are quite up on these sorts of things.
Hope this helps.Debt: just my mortgage0 -
They can request it, but you don't have to provide it if you don't want to.
It's up to you.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
They can request it, but you don't have to supply it. However sending them a complete SOA showing your income/outgoings will strengthen your case to them to accept reduced payments.Total 'Failed Business' Debt £29,043
Que sera, sera.0 -
Thanks
I have written everything down, im just going to send it, and just hope for the best0
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