We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Can they request this ?
x.xEmmax.x
Posts: 38 Forumite
I have a Aqua credit card, i couldn't afford the monthly repayments of £60+, i missed a few payments and wrote them a letter with my budget sheet, offering them a reduced payment of £15 a month. Im unemployed and wrote in my letter that once i am in work (hopefully in the next few months) that i will be able to pay more.
They have replied with a letter asking me to send them a full list off ALL my creditors and the balances i owe to them.
They have replied with a letter asking me to send them a full list off ALL my creditors and the balances i owe to them.
0
Comments
-
0 -
Hi
Im not 100% sure, it may be worth getting in contact with National Debtline (www.nationaldebtline.co.uk). They are quite up on these sorts of things.
Hope this helps.Debt: just my mortgage
0 -
They can request it, but you don't have to provide it if you don't want to.
It's up to you.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
They can request it, but you don't have to supply it. However sending them a complete SOA showing your income/outgoings will strengthen your case to them to accept reduced payments.Total 'Failed Business' Debt £29,043
Que sera, sera.
0 -
Thanks
I have written everything down, im just going to send it, and just hope for the best
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards