We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PaP/Moozie's What will you spend/have you spent today Wednesday 3rd September thread

Good morning everybody :hello: :hello: :hello:

It is not really the nicest of days down here - grey, overcast but not actually raining - at the moment. Certainly looks as though Autumn has 'snuck in' with a vengeance this year. :sad: :sad:

Anyway - I am spending the morning 'near the computer' as I am waiting for an update on my job interview from the other Friday :eek:

So - it should be no spending - this morning at least, for me. Am also, dutifully :rolleyes: , starting off today's 'Spending Thread'. :D:D

Please join in, whether you're a regular, newbie or just a 'serial lurker' - it really is quite simple just post your daily spends, budgetted or not, and stick with it, to watch your spending habits change. :):)

That really is how 'simple' it is - you get no actual 'prizes', just a few 'thanks' and acres of encouragement, but the long-term rewards are great. :T

And it's all due to those three little word's from 'moozie' - the original founder of this thread:

'Keep it Low'moozie



And have a great day :wave: :wave:
I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
«1

Comments

  • peb
    peb Posts: 1,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello

    Yesterday's post seems to have disappeared - probably a good thing as I was whinging about unneeded spending.

    Yesterday was a NSD and so will today. There are 2 budgeted costs - one a bill and one for a course at the local FE but as they cannot be described as frivolous I am not counting them!

    Have a good day all!
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning

    Fingers crossed for the job interview Rog... hope its good news! :beer:

    Well i forgot my lunch this morning... i can tell you exactly where it is in the fridge at home... not that that helps! :rotfl:

    So will be buying lunch, but something small as I have a nice dinner planned.

    No more than £2.00 i hope!

    x
    Debt: just my mortgage :D
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Morning Rog and Peb

    The sun is shining, bit watery, but there!

    I had a mishap today and my NSD turned into a chocolate day - oh dear :o:o and it was a large green & blacks bar and it was £1.70...:o:o

    Yummy!! I will share it later :j

    Piq

    ps Good luck with the job, Rog - fingers crossed for you
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    peb wrote: »
    Yesterday's post seems to have disappeared

    Hi Peb - I 'wondered' why you didn't post yesterday - that explains it.

    Well done on the NSD. :T
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • peb
    peb Posts: 1,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh Rog - I missed you had an interview; I remember you putting in a few applications a while back when ASDA were being pains in the posterior. Good lucka nd do let us know the outcome..
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    peb wrote: »
    Oh Rog - I missed you had an interview; I remember you putting in a few applications a while back when ASDA were being pains in the posterior. Good lucka nd do let us know the outcome..

    Thanks, peb - ASDA continue to be 'pains in posterior' as you so succinctly put it.
    I did put in about a dozen on-line applications, of which only two got more than a 'thanks but no thanks' reply. This particular job was one of those and I got a really good feeling about it. My first interview was almost one month ago now, and was conducted by the Management Consultancy company who are acting for the actual recruiter. My second interview, with the General Manager of the Company, was on the 22nd of August. Both interviews went, at least in my opinion, very well and, at my last interview I was told that a decision would be made within 10 days. Today I have received an apologetic Email stating that they are running late and hope to make a decision by the end of this week.
    I can't fault the girls from the Management Consultancy - they are going out of their way to 'update' me. The GM was a really 'decent' sort of chap - very down to earth, affable but obviously a 'hard grafter' - in fact just the sort of person I could work with. Both interviews have been extremely 'professional' and I really do feel that I could not have done any more. If I don't get offered a job I will, of course, be disappointed, but it will genuinely be because the competition is so good, so it won't be the end of the world.
    It's just the waiting that annoys me. :eek: :eek:

    I ought to be used to that by now. :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Lelc
    Lelc Posts: 558 Forumite
    Well I tried to 'encourage' more chocolate today but it appears everyone has got wise to me and is pretending to be on a diet (although I notice they keep disappearing under their desks and I'm sure it's for a sneaky bite of choccie). So I had to buy my own - 45p worth:mad:

    Next week I'll buy double amount of chocolate with my weekly shop so I can bring extra in to work each day.........or I could go on a diet I suppose:confused: ...Nah I'll buy double;)
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Lelc wrote: »
    So I had to buy my own - 45p worth:mad:

    Could have been worse, Lelc - they might have expected you to share your cocolate with them.
    :naughty: :shhh: :EasterBun :shhh: :naughty:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    rog2 wrote: »
    Anyway - I am spending the morning 'near the computer' as I am waiting for an update on my job interview from the other Friday

    Any news? I wonder how much chocolate you've eaten during the wait?
    Overpay!
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I wonder how much chocolate you've eaten during the wait?

    Hi pbr - would you believe me if I said 'None' as that is the truth - there genuinely is no chocolate in the house. :mad: :mad:

    Mind you - am sorely tempted to cycle the couple of mles up to ASDA, armed with my 24p for a 100 gramme bar of the old 'Smart Price' roll-back Milk Chocolate. :think: :think:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.