My Budget

Budgeted

On the advice of others, I'm here reposting my budget!

Hello everyone. I recently stumbles across this site, and I don't know if it's generally accepted that I might post my budges for your critiques. I live in Canada, not UK, so bear that in mind when looking at the numbers.

If it's not OK for me to put this up, let me know and I'll remove it.

All the numbers are monthly, and I get paid bi-weekly.
The last pay of the month stays in the account for my mortgage and to pay the $200 personal loan, the next pay I get will pay all the bills. (For example, I get paid August 29, mortgage comes out Sept 1st)

Thanks!

Monthly salary 2334.01

Mortgage- 1,051.00
Personal Loan- 200.00
Store CC- 50.00
Credit Card 1- 100.00
Personal Loan- 150.00
Computer LN- 60.00
Student Loans- 60.00
Store CC- 40.00
Store CC- 40.00
Cell Phone- 80.00
Bus Tickets- 92.00
Bell - 40.00
Savings- 50.00
Misc. (food etc)- 250.00
Home Insurance- 17.00

Thanks all!

dancingfairy

Hi. No I don't think anyone will mind. Obviously we can't tell you whether you bills are high for the average or anything as prices will differ but I am sure you will be very welcome and I am sure you will pick up lot of hints and tips you can apply anywhere in the world.

A couple of little tips to get you started.

Review all your bills and check you are getting the most for you money.
Also maybe start a spending diary and see where all your money goes to.
Menu planning, buying things when they are on offer and stokcing up and making the most of leftovers.

Hope this gives you a few pointers and good luck.
dancingfairy

urg123

Hi Budgeted,

I just wanted to pop in and say hi. The experts will be along soon to help but I think they may ask you to put in a full statement of affairs http://www.makesenseofcards.com/soacalc.html. This will give people a chance to see how you spend your money and also see the interest rates on the loans and credit cards.

I have recently been posting and the advice here is really useful.

Best wishes

URG