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The SURVIVAL to the extreme
swingjune
Posts: 153 Forumite
The increased burden in getting a roof over our heads http://forums.moneysavingexpert.com/showthread.html?t=1126491
had prompted us to act ..................
1) Be selfish, don't want to have kid :rotfl:
2) No pet
3) No smoking
4) Only entertainment => internet, radio, sky
5) Walk instead of taking the car
6) Buy and stock up wine if on sale for 2.99
7) Buy frozen vegs, cheaper and convenient
8) Split the 450 gram meat into 2 packs before freezing
9) Plan and cook meals
10) Pack sandwiches for DH to bring to work
11) Window shopping - very hard at the beginning, after a couple of time, get use to it
12) No eating out
13) Monitor expenses, check bank account every day
What else? hmmm .............
:A
had prompted us to act ..................
1) Be selfish, don't want to have kid :rotfl:
2) No pet
3) No smoking
4) Only entertainment => internet, radio, sky
5) Walk instead of taking the car
6) Buy and stock up wine if on sale for 2.99
7) Buy frozen vegs, cheaper and convenient
8) Split the 450 gram meat into 2 packs before freezing
9) Plan and cook meals
10) Pack sandwiches for DH to bring to work
11) Window shopping - very hard at the beginning, after a couple of time, get use to it
12) No eating out
13) Monitor expenses, check bank account every day
What else? hmmm .............
:A
0
Comments
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14) Buy a prepaid card for mobile phone - this will last us a year0
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Shower not bath (or share the bath water) 0
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There's still fat to be trimmed there...
Scrap sky, water's cheaper than wine (as is home-brew) and you only need so many windows
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15) Wash car with one bucket of water, once in 3 months. Car sit in the garage most of the time.0
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don't wash car full stop!!"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
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Mine has had 2 washes in a year - one at Christmas and one by the mechanics!:rotfl:15) Wash car with one bucket of water, once in 3 months. Car sit in the garage most of the time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
6) Buy and stock up wine if on sale for 2.99
Should be
6) Stop buying alcohol no matter how cheap it is as it is a luxury and a non-essential0 -
should be4) Only entertainment => internet, radio, sky
4) Only entertainment that is free.
Internet is free at the library and many local places have free wifi. Sky is a complete luxury and radio is free if you already have one.13) Monitor expenses, check bank account every day
Good idea but if you are on top of everything you should know the state of your account without checking. I only check to confirm my accounts are what I know they should be i.e. no fraud is going on.0
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