Newbie...some cccs advice needed please!

isgman

Hi, I get the post office to leave the Postal Order "Blank" and then I write in the name of the people I am sending it to,,, as I know a lot of the Post Office Staff it stops them knowing / guessing my situation,,,Hope that help.

Alan_P_6

Hi,

I've just been reading this because I'm having a lot of problems myself and need to contact my creditors.

I have been in contact with cccs but they never sent me a letter to send to the creditors - they just sent a budget, a book on bankruptcy and told me I should send £1 to each of my creditors. I don't really know where to turn now!

The company I have a mortgage with are sending someone around to talk to me on the 3rd about my arrears - I'm afraid that will be that and I'll be homeless.

I'm on incapacity benefit at the moment, have been applying for jobs, and trying to set up my own business online, but I don't think anything's going to happen soon enough to make a difference.

Does anyone have any ideas on what I should say to them... all of them I guess that would be?

trulymiserable

hi i dont really know what to advise bur it will help to get your income / outgoings wrote out so they can see exactly how you stand and also expalin how you are trying to get more income hopefully someone who knows abit more will be able to advise you .

markey77

trulymiserable wrote: »

Hi was just wondering do you have to put creditors name s on postal orders as i have just started with cccs and need to send some to central recoveries and droyds but not certain who to make them out to and dont want to ring them for obvious reasons

We got the post office to leave them blank too, and just filled them in ourselves. Sent them off yesterday woohoo! We had more problems trying to figure out if we were sending stuff to the right address, these companies have loads!

markey77

Does anyone know roughly how long we can expect to wait til we hear anything back from cccs? Sent paperwork back to them 1st class yesterday and am feeling really positive about everything. We put on the forms to the creditors that we will start the dmp in october, I hope everything will be all set up by then. I really want to see how much we will be paying each creditor too, I'm getting into this waaaay to much lol!

trulymiserable

hi markey i sent my papers back friday dirst calss and i rang yesterday to see if they had them they received them yesterday morning just waiting fo rthe welcome pack to come ive wrote out all the letters sorted all the token payments and now waiting for the rest to be done by cccs i put mine to start in october also but my estimated debt free date is still nrly 12 yrs away ..