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September - The NSD Challenge
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9-10Another NSD for me today
I very nearly bought a paper to read in the car while DD was at guitar lessons but I just picked a book up off my bookshelf instead. I'm leaving it in the car and then I've got something to read each week.
off to update my sig.....Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
7-8Finally my second NSDAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
7-8well I haven;t managed a NSD for a few days and today will be no exception unfortunatley. Still there is always tomorrow!!!0
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9-10nearly manages a NSD yesterday, then i went to get myself a brew and a sandwich to find.....no milk or bread, why cant they tell me when things are running low, i swear to god they think these things magically appear.
so i spent £1:40 on milk and bread, (omg i forgot how expensive bread is), so hopefully tomorrow will be a NSD as i will be in the kitchen baking all day lolIf we can put a man on the moon...how come we cant put them all there?
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9-109/10:j .
this morning I found a thread,save a £1 a day until Christmas and you'll have £100.Or words to that effect.Does anyone know where it was:oilovetea xMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
15-16Well i spent today on 2 magazines for the £5 tombola bingo vouchers and won £53.40 so well worth it as i know have more than enough money to be debt free in 13 days....or sooner!Now a SAHM trying to earn some spare pennies each month0
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17-20Hiya:hello: Guys,
Wll another NSD for me today,:T :T :T
That makes 14/18 so only 4 to go and 11days to go yet so maybe I will get some extra:j :j :j :rotfl: :rotfl: :rotfl: :kisses: :kisses:
(oh I love smilies he he.)
HWGA xxlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
17-20lilmissmup wrote: »Well i spent today on 2 magazines for the £5 tombola bingo vouchers and won £53.40 so well worth it as i know have more than enough money to be debt free in 13 days....or sooner!
Wow lilmissmup, 13 days, way to go hon:T :T :T :T :T :T :Tlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
11-12lilmissmup wrote: »debt free in 13 days....or sooner!
NSD 12 today hitting my target!
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9-10NSD yesterday
and only spent 82p today
'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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