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September - The NSD Challenge

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Comments

  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    9-10
    Another NSD for me today :)
    I very nearly bought a paper to read in the car while DD was at guitar lessons but I just picked a book up off my bookshelf instead. I'm leaving it in the car and then I've got something to read each week.
    off to update my sig.....
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • savingholmes
    savingholmes Posts: 29,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    7-8
    Finally my second NSD
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Surfbabe
    Surfbabe Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    7-8
    well I haven;t managed a NSD for a few days and today will be no exception unfortunatley. Still there is always tomorrow!!!
  • webitha
    webitha Posts: 4,799 Forumite
    9-10
    nearly manages a NSD yesterday, then i went to get myself a brew and a sandwich to find.....no milk or bread, why cant they tell me when things are running low, i swear to god they think these things magically appear.
    so i spent £1:40 on milk and bread, (omg i forgot how expensive bread is), so hopefully tomorrow will be a NSD as i will be in the kitchen baking all day lol
    If we can put a man on the moon...how come we cant put them all there?

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    9-10
    9/10:j .
    this morning I found a thread,save a £1 a day until Christmas and you'll have £100.Or words to that effect.Does anyone know where it was:o
    ilovetea x
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    15-16
    Well i spent today on 2 magazines for the £5 tombola bingo vouchers and won £53.40 so well worth it as i know have more than enough money to be debt free in 13 days....or sooner! :D
    Now a SAHM trying to earn some spare pennies each month
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    17-20
    Hiya:hello: Guys,
    Wll another NSD for me today,:T :T :T
    That makes 14/18 so only 4 to go and 11days to go yet so maybe I will get some extra:j :j :j :rotfl: :rotfl: :rotfl: :kisses: :kisses:
    (oh I love smilies he he.)

    HWGA xx
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    17-20
    lilmissmup wrote: »
    Well i spent today on 2 magazines for the £5 tombola bingo vouchers and won £53.40 so well worth it as i know have more than enough money to be debt free in 13 days....or sooner! :D

    Wow lilmissmup, 13 days, way to go hon:T :T :T :T :T :T :T
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • rb6ac
    rb6ac Posts: 611 Forumite
    11-12
    lilmissmup wrote: »
    debt free in 13 days....or sooner! :D
    Wahey- congratulations! I've FINISHED! :DNSD 12 today hitting my target!
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    9-10
    NSD yesterday :D and only spent 82p today :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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