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September - The NSD Challenge
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7-8I finally made an NSD! First of the month!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
17-20Not a NSD for me today
I caved in at boots :mad: 0 -
20+:wave: Been awol for a couple of days so I thought I'd better catch up.
I have had one more spend day and one no spend day so I think (it's late!
) that I now stand at 8 NSD's out of 22 on day 11.
I'll check again in the mornin' after some kip!
Love Jacks xxx Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
7-8Well yesterday was a NSD but not too sure about how today is going to turn out. We'll see !!!0
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Yesterday was a NSD, but today won't be! Lunch with a friend, I have to have a life, don't I?? Feel guilty over spending anything!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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13-14Another NSD for me yesterday - slowly but surely gets there :jDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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9-10I've been so close the last couple of days but have slipped up at the last minute! Hoping to hold out tonight for number 3, but the chip shop is calling me... Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
15-16Today will be a NSD as i have no money! Now a SAHM trying to earn some spare pennies each month0
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9-10I've had awful trouble trying not to spend anything the last week - I keep seeing bargains and buying them ! (I know it's only a bargain if you will use it, but I do use the stuff I have bought so I have saved money in the long run). Will have to try and have a better week next week.
Got busy weekend (local town show) and need to get veg for the week on Sunday. Must have a NSD on Monday !!!!
Well done to those who have had NSDs this week ! xx:jWeight loss to date 1st 11.5lb :j0 -
17-20Hiya guys,
I'm on a roll I think, another NSD for me today making 11/18 and I've still got 16 days before the end of my month so looking good. Used to do small shops daily, but now doing bigger shops less frequently and so I'm sorted. Thinking about doing an on line shop, but not sure!!!!, never done that sort of thing before and don't like the idea of the delivery charge, not very mse and feet were here first he he.
HWGA xxlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070
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