We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

September - The NSD Challenge

1181921232465

Comments

  • Lelc
    Lelc Posts: 558 Forumite
    9-10
    2nd nsd of the month for me today. I'm shall also be trying hard for an nsd tomorrow. It helps having a supply of chocolate to hand - well it helps moneywise but not weight wise.
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    9-10
    A third one for me,but I'll have to go out tomorrow unless I have milkless
    tea:eek: . Might stock up on fruit and veg while I'm there.
    This is the only time 3/10 has sounded good!
    ilovetea x
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • rb6ac
    rb6ac Posts: 611 Forumite
    11-12
    :eek: Failed today as paid internet bill, bought petrol and b/day presents for OH
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    13-14
    Another NSD for me today making 3 out of a possible/hopeful 14! I'm not sure about tomorrow - I think we need to get a gift card for Dr Dragon's BIL and possibly contact lens stuff for Dr Dragon. If we can wait until Saturday (eye care stuff being the deciding factor!) then yes a NSD is possible.
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • 9-10
    Failed today - got up late and took no food to work..... and ended up spending £4!:mad: :eek:
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • I stayed at home today and tried to do housework - so second NSD for me today :j

    TF xx
    Peace will be mine
    could do better - must try harder
    Live each day as if its your last
    DFW Nerd #1000 Proud to be dealing with my debts

  • 5-6
    £3 spent today on sending ebay items which isn't bad considering I went to look at some kittens with a friend. A few weeks ago I would have reserved one for £80 without giving it a second thought!

    Another NSD is planned for tomorrow though.
    The only thing worse than smug married couple; lots of smug married couples.
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    9-10
    Managed another today. Not sure about tomorrow - may well have parking to pay for.
  • piglet6
    piglet6 Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    5-6
    Having just achieved the July challenge (5) and spectacularly failed the August one (3 out of 6), I had said to myself that I wouldn't do September...but I've changed my mind and would like to set 5 days again as a target.

    I've worked out that even though I failed in August, the main two reasons were:

    1. Buying fresh milk. We tend to get through 8 pints every 3 days (Mr P is a tea addict!), so I tend to buy a 4pt carton on 2 out of every 3 days - which greatly reduces the amount of potential NSDs available to me (although on occasion, if the milk has a long date, I have bought 8pts at one time to try and avoid this problem!).
    2. Buying yellow sticker foods. I walk home past an M&S Simply Food and a Sainbury's Local, both of whom have some pretty good reduced bargains at the end of the day. Being a MSE-er, I pop in for a look, and if something is reduced to a good price, and can be frozen for future use, I pick it up there and then.

    I have no intention of stopping either of these practices, as I can't stop buying milk, and it seems daft to not take advantage of a bargain (quite often 75% off) for the sake of being able to call it a NSD. However, quite often these are my only spends, so I am going to try and count "proper" NSDs, but also keep an eye on "milk only" days and "yellow-sticker only" days. I won't count these 2 types of days in this challenge, but I think it will give me encouragement - I know for a fact that even though I failed last month's challenge, I still spent lots less than normal, as several of my days were just "milk spends" or "yellow sticker spends" on the way home from work.

    I hope this is acceptable to people on this challenge. I may well officially fail again this month, but at least I will have a record of why... ;)

    Piglet
  • puss14
    puss14 Posts: 310 Forumite
    20+
    So far 3 nsd. 17 to go weeeeeeeeee:j
    Good luck everyone:A
    Thailand 3010/15000 2015
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.