pap/moozies weekly challenge ~ w/c 31 august ~ everyone welcome

postingalwaysposting

Every Saturday a thread is started where you all pledge a ‘target’ amount of money you will not exceed through the week, Sunday ~ Friday inclusive. Each day, if you can, come along to the daily spends thread and post what you have spent that day. We are all very supportive in there don’t worry. Then on Friday night ready for the Saturday add up your spends ready to post on the following weeks challenge thread. I will then turn you red/green depending on how you achieved.

Now this isn’t about the person who can get through the week spending the least its about getting you to realise that maybe a £4 magazine or a trip to a fast food restaurant isn’t really needed. Everyone’s pledges will be different as single people and people with dependants have a different way of life… that’s what makes this challenge so diverse.

A question that is always asked is why don’t we/I include Saturdays? The simple answer is the founder of this challenge chose not to include it. This means if you were to go out on a Saturday there is no need to worry about the challenge. However this doesn’t mean you can save up all your spends and go for a blow out on Saturday. The daily thread is still posted and even if you have went spending its nice to come back and put it all in black and white. However some of the challengers in past years have included Saturdays in their challenge, this is fine.

So why don’t you come and join in? Just reply to this post and place your pledge. I do all the hard work next Saturday so no need to worry about that. However if you feel like you want to why not place this challenge and your target and spends in your signature? Please don’t worry if you are to be turned read the following Saturday it happens to us all, me more than most. So please come and join in…

Now a word from our founder ~

Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x

last weeks pledges ~
Lelc ~ £20.00 ~ £20.60
beanielou ~ £10.00 ~ £7.00
doodledo ~ £20.00 ~ £18.09
Piquant ~ £10.00 ~ £1.68
Casperthefriendlyghost ~ £10.00 ~ £9.00
Gemmzie ~ £10.00 ~£5.75
babes21 ~ £30.00
SarahNeedle1872 ~ £5.00 ~ £2.85
daphne descends ~ £30.00 ~ £25.00
hypno06 ~ £10.00
postingalwaysposting ~ £10.00 ~ £8.90
CAFCGirl ~ £10.00
bathgatebuyer ~ £10.00
debtbegone ~ £10.00 ~ £7.73
pointypenguin ~ £10.00 ~ £60.56
savvykaz ~ £20.00 ~ £6.12

Sorry this has been posted today but martin decided we needed to have a move :rotfl: but we have setted in welll ~ thanks martin :j

Good luck all :j

postingalwaysposting

Morning all, well another week over with and another week to come :j So last week I pledge £10 and spent £8.90 the remainder went in my savings pots. So this week, I have to start cutting back because I m soon to finish my job so I will pledge £5 this week and I must not buy food/drink. That also has to cover some postage, so it will be tight :rolleyes:

have a great week all :j

LilacPixie

ooo I've never done this. I will pledge £10 to cover all misc spends includding toddler soft play.

Lelc

Damn and blast. I had a budget last week of £20 and I thought I had just made it but I forgot that I had bought chocolate on Wednesday which took me 60p over my budget so £20.60 total for last week:mad:

I'll do £20 again this week and I'll try harder to stay within that.

Gemmzie

Hooray for job counting down PAP

I spent £5.75 and that was on a leaving gift so quite chuffed with that.

This week, hmm, got a few bits to buy for holiday so let's go for £5 for non-holiday spending.

pointypenguin

Oh dear last week I spent £60.56 that is terrible and way off target but if at first you don't succeed ....

Put me down for £25 this week maybe a more realistic target. I have also signed up to the NSD challenge so hopefully that will help.

Valley's_girl

Hi pap would it be ok for me to join.
I will say £10.00 and see how I get on.
Ally x

savvykaz

Hiya pap,

Last week I pledged £20 and managed to spend just £6.12 :j:j. However, I am sooo glad we don't count Saturdays, as yesterday I spent a FORTUNE on DD :eek::eek:

This week I don't need petrol/train ticket etc. and I have signed up for 15 NSDs in September, so this week I'll budget £15

debtbegone

Afternoon Everyone!

Came under last week - £7.73 spent from my £10 budget :j

Put the change in my sealed tin.

I'm in again this week with another £10 budget

rachel83_2

can i join in please? i will pledge to spend £20, this is because i have to go into town twice this week on mystery shops so i know i will inevitibly end up bying chocolate/coffee more chocolate for me and the baby.

Casperthefriendlyghost

Hi PAP

I pledged £10 last week and managed to spend only £9.00, so am very pleased with myself. Will pledge £6 for the coming week.

Hope you're all well and good luck for the week to come.
Cheers
Casper
x x x