We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sunday 31/08/08 What small dfw things have you done today???

13»

Comments

  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I've arranged with my mum to do a carboot sale next Sunday :eek: I've never done one before, so I've been reading up all the tips on the ebay/carboot thread. All I need to do is book a day off work this week, think I'll ask for Friday, then sort out my junk!! Might take more than a day :rotfl:

    Have listed stuff on ebay, sold 3 games on Amazon, so am chipping away at my debts!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • painted_lady
    painted_lady Posts: 1,020 Forumite
    500 Posts
    I had a total spend out when shopping. All stuff i need. I didnt use credit but debit card. Bought good quality clothes from high end shops. Good for depression and the clothes will last years. For example, 4 years ago I bought some GAP PJs for £20, they lasted me 4 years, had lot of use (had surgery a few times for medical condition nd got pregnant, so lots of lounging round in them. Same price as if I had bought 1 pair of cheapie primarks every year. also bought a new winter coat (first one for 8 years) in monsoon, it will have to last me 10 years now! Other bits and bats for work etc.
    I did prk where it was free and walk into town.
  • sans_2
    sans_2 Posts: 1,382 Forumite
    sans wrote: »
    Afternoon all,

    Good to be back home again! What a hassle this morning with Ryanair flight! After getting up at 2:30am Spanish time to catch 6:40am flight.

    DFW things I can think of:
    • put away all the sachets of unused shampoo, body wash, suncream etc we took with us
    • didn't buy anything at airport/flight (which is v good for DH)
    • will do a washing shortly but v tired. :o
    • got 2 x £4 Luncheon voucher booklets in the mail
    • got e-mail from Boots customer services offering 300 points as an apology once I e-mail them my card no
    • we should be having something from the freezer for dinner tonight
    Will venture out to the shops later. Will report back later if I do/think of anything else.

    Andan, congratulations on passing your test!

    More to add... :T
    • got 9 points added to WH Smith card from receipt I found at airport when sitting waiting for DH who was in WH SMith
    • brought a few mags in WH Smiths got 7 points
    • Asda - got more mags but got discounts for buying certain mags together, also reduced organic butter 50p (put in freezer) and a punnet of plums reduced to 55p, used £1 off Grazia mag coupon
    • found 1p
    • Boots - got bottle of Pantene shampoo = £0 as I had a £2 off voucher
    • I will enter a competition shortly
    Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
    Boots points: £0.28
    Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
    Mutual points: 3417 (redeemed 8250)
    Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had my 8th NSD for the month today meeting my target:j
    Did storecupboard meals today and yesterday
    :cool: Counted up all my tracked and actual earnings from cashback sites etc and it comes to £289.09 even after excluding annual admin fees and stakes - I know its not paid out yet so promise not to spend it (oops:o pay off debts with it) until its in my hand
    Told MIL about gift in jar idea - she was chuffed she used to get her kids to do stuff like that....
    MIL has kindly bought kids school uniforms, summer clothes for DD for next year and their shoes! She even bought me pre-printed iron on labels. So what's an iron?:p
    I did 3 hours of ironing yesterday - what a bore so not keen to get iron out again!:rotfl:
    Found lots of craft sayings on one of the postings - so will be giving out a lot of jars at Christmas:T
    Did some more tidying and shifting of stuff between rooms - why is it so never ending.... oh :confused: do you think it might be because we have too much?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • LabLover
    LabLover Posts: 881 Forumite
    Going for post number 2--- I must be getting brave!!!. Yes to question Olive Oyl, Lab lover after my dog. Very cheesy but my mind went completely blank:confused:
    Well had a naughty take- away , but it was v.nice, Have looked at trains to London but they seem to very pricey .Flights would be cheaper but I really dont fly unless I have to _pale_ .Have walked the dog with the OH , so that was free exercise.As Im a newbie can someone please explain what it means when you "thank" someone for their post :confused: Im only 20 but all this techno stuff baffles me

    Kirsti xx
    Thanks to MSE for making it possible for me save to buy my new flat , yay !!
    Gorgeous baby boy born 7/7/11 :D
  • andan
    andan Posts: 2,110 Forumite
    Hi guys, thanks for all the positive fibes about my first drive, went ok, wasn't too strange, but will take some getting used to, its going to be small steps!!

    Hey to all new posters today. Sans nice to see you back and glad to hear you had a good time, sounds like you've been on a roll today.

    Lablover, people use the "thanks" to thank someone for their post, they may have wrote something that you like, may have chatted with you or if like me, i like to thank everyone who posts on this thread as each person's post helps to motivate me and i thank them for the community spirit that they have added to on this thread. Time for a group hug!!:grouphug:

    Well had a good day out and didn't over spend! Was very chuffed as i went out to slug and lettuce and due to their being a long wait for food the member of staff who served us, gave us fifteen percent off our meal, which was really nice. Have decided to write and thank slug and lettuce!

    Also, my friend bought the local paper and found a 20% discount voucher for Borders inside, she decided not to use it as she has plenty of books to read but gave it to me. I bought two counselling books that i needed and ended up getting almost £7 off which was great.
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • LabLover
    LabLover Posts: 881 Forumite
    Thanks for helping me with that, It was all getting a bit confusing.Did u enjoy youre solo drive? I remember my first one I listened to classic FM all the way to wrk even tho I HATE classical musical because I was terrified to take one hand off the steering wheel!!! HAHA Silly me , Glad to say Ive gotten a bit better over the years.
    Well the OH half is desperate to use the lap top so best go. Might be on to get some DFW Motivation 2moro before work , If not hope everyone has a happy monday ( well as happy as the first day of the week can be ):D
    Thanks to MSE for making it possible for me save to buy my new flat , yay !!
    Gorgeous baby boy born 7/7/11 :D
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    *hung washing out(pity it then rained!
    *havent used car
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Lablover - welcome on board the thread, hope you continue posting:D I use the thanks button for same reasons as Andan, to thank people for their contribution to this thread and the motivation that they give me.

    Andan - glad the maiden voyage went well:D

    Sans - hope you had a good holiday.

    Managed to use my gym membership twice today for swimming and jacuzzi etc.:D Also cut DS3 hair with clippers.
    Reduce,re-use, recycle.






  • kalojac
    kalojac Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Evening All,

    Today,

    I had stores lunch and tea
    Turned off 2 heaters, as its been too hot the last couple of days
    Done at least 30 competitions
    Checked PB
    Checked online banking
    Got some shopping for the meals I've planned for this week.
    Signed up for NSD Challenge and £10 a day challenge, hopefully this month will be better, it will have to be after my weekend of madness last weekend.

    Oh well back to the grind tomorrow, I suppose, tomorrow is my long day at work:o Also we were so busy Saturday laying the flooring, I forgot completely about the Road Tax, and tomorrow is the 1st so will spend my lunch hour at the queue in the Post Office getting the car taxed because the car was a gift from my dad, the papers just changed hands in the last couple of weeks so it didn't pick up the insurance on the online site, so will have to do it old styleee :mad:

    Well done everyone, there's seems to be a lot going on today:T , I've picked up a few ideas for this week, thanx.
    Kalojac x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.