IPA- longest someone has waited?

milesR

Hi all,

I know I am going to get an IPA, but have still heard nothing. Went BR on 03.04.08 and had interview a few days later.

As the title says how long has everyone waited for?

k2nga

i have to be honest and say im not sure but i am guessing they are busy and you have slipped to the bottom of the pile. But i think i am correct in saying that they cannot put an IPA or BRO on you once you get past ED or AD so hopefully you wont get one.

philnicandamy

k2nga wrote: »

i have to be honest and say im not sure but i am guessing they are busy and you have slipped to the bottom of the pile. But i think i am correct in saying that they cannot put an IPA or BRO on you once you get past ED or AD so hopefully you wont get one.

You are correct......once discharged no IPA/BRO can be enforced...i'd agree with K2nga looks like a busy OR office & they might get to you eventually..even so if before discharge they decide to set up an IPA then it starts from the day you agree & runs for 36mnths

psycrow57

Here's what happened to me:

Went BR July 07. They called me a couple of days later - I was only working part time, so they said it was unlikely I'd get an IPA.

End of August, I was fired (I was very ill, and they didn't appreciate me being absent so much). The day after, I got a letter saying they were going to introduce a nil tax code, so I paid my tax to them instead of the inland revenue. I called the OR and said I'd lost my job - they told me to return the form anyway, and when I got a new job it would take effect (I've since found out this is nonsense, so never mind!).

In September, I started 8 weeks of freelance work in London. I called the OR - they told me not to worry as it was so short term, and to call them when I had something ongoing. During those 8 weeks I got a letter saying my case had been passed to an RTLU (admin centre taking over my case).

At the end of the 8 weeks, I was offered a permanent job so I moved to London. I called the RTLU and told them - I asked if the OR would reassess me, and was told they 'probably wouldn't bother'. I sent them my new address etc anyway and waited.

2 months before automatic discharge, my old landlord forwarded me a letter from the OR saying I hadn't responded to requests from the RTLU to pay an IPA. I wrote to them, saying I had no info of an IPA, they didn't know my income and had ignored my new address even! I said they would need to send me new forms as my income had changed. In response I got a letter thanking me for the information, so I waited for the forms.

Nothing ever came.

My BR experience told me that OR and RTLU offices are completely snowed under and not able to follow up 'small fry', personal BRs in the way they would want to. I could have afforded to pay an IPA, and I offered several times, but they didn't have the resources or time to make it happen. During the 12 months of my BR I saved up a fair bit of money (the first time I've ever had savings!) as I was convinced they would realise their mistake and demand loads of money from me or something.

A cynic could say that, should you want to avoid paying an IPA, just change jobs and move! I couldn't have planned it that way if I'd tried, and I may have just been 'lucky', but it seems that, with the financial state of the country as it is, the ORs are only going to get busier...

Diamond66

psycrow57 wrote: »

Here's what happened to me:

Went BR July 07. They called me a couple of days later - I was only working part time, so they said it was unlikely I'd get an IPA.

End of August, I was fired (I was very ill, and they didn't appreciate me being absent so much). The day after, I got a letter saying they were going to introduce a nil tax code, so I paid my tax to them instead of the inland revenue. I called the OR and said I'd lost my job - they told me to return the form anyway, and when I got a new job it would take effect (I've since found out this is nonsense, so never mind!).

In September, I started 8 weeks of freelance work in London. I called the OR - they told me not to worry as it was so short term, and to call them when I had something ongoing. During those 8 weeks I got a letter saying my case had been passed to an RTLU (admin centre taking over my case).

At the end of the 8 weeks, I was offered a permanent job so I moved to London. I called the RTLU and told them - I asked if the OR would reassess me, and was told they 'probably wouldn't bother'. I sent them my new address etc anyway and waited.

2 months before automatic discharge, my old landlord forwarded me a letter from the OR saying I hadn't responded to requests from the RTLU to pay an IPA. I wrote to them, saying I had no info of an IPA, they didn't know my income and had ignored my new address even! I said they would need to send me new forms as my income had changed. In response I got a letter thanking me for the information, so I waited for the forms.

Nothing ever came.

My BR experience told me that OR and RTLU offices are completely snowed under and not able to follow up 'small fry', personal BRs in the way they would want to. I could have afforded to pay an IPA, and I offered several times, but they didn't have the resources or time to make it happen. During the 12 months of my BR I saved up a fair bit of money (the first time I've ever had savings!) as I was convinced they would realise their mistake and demand loads of money from me or something.

A cynic could say that, should you want to avoid paying an IPA, just change jobs and move! I couldn't have planned it that way if I'd tried, and I may have just been 'lucky', but it seems that, with the financial state of the country as it is, the ORs are only going to get busier...

I am liking your experience! I went bankrupt today and will be moving in 5 weeks time ... I'm hoping fortune smiles on me and I have a similar experience to you. From this it sounds as though we should always save the extra income we get as a result of nil tax code and of change in circumstances - for when the OR asks for it (so it is backdated) .... and if we are fortunate enough to be in a busy area for bankruptcies ... we may never have to pay it and will have a nice amount saved. I always like to look for the positive!

Sunk

I went BR 4months ago.
I rang the OR only this morning to ask whether I would get an IPA.
I was told no.
Ring your OR.
No new is good news, but not knowing either way can be bad news as it plays on your mind.