What to do post Bankruptcy?

Kamerynn

Hi,


I was discharged from my Bankruptcy in Feb 2007 (only found out a couple weeks ago though, I was under the impression it didnt end till I finished paying the 3 years of payment, DOH!!)

What I would like to know is what I should be doing now to clean up my credit file?
I'm going to send a copy of the dischange letter i have now got from the OR to Equfax and Experian, but is there anything else I can/should do to make my credit file look a little less bad.

Also any tips on how to build up a healthy credit file would be handy, i've no intention of getting into more debt, but I would liek the option of a Mortgage somewhere down the line, and a proper bank account.


Thanks

Kam

philnicandamy

Credit file cleanup details here

http://forums.moneysavingexpert.com/showthread.html?t=677875

Hmm the only thing really to help credit files is doing the cleanup above & time i'm afraid...most banks will struggle to offer you a full account while the BR stays on your credit files for 6yrs.....mortgages are available to discharged bankrupts although at a higher rate than usual you would have to try & shop around really although with the current state of the country's finances it should be fun

Hope that helps a bit

itydntk

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