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Need advice - being ignored
jondoyle83
Posts: 5 Forumite
hi,
this is a bit of a re-post, only because i was advised to put it in here, here goes:
==============================
Hi all,
I've recently started to sort my finances out, with a lot of help from this site, but i've found something that i cant find an answer for in the other posts.
I am using this to remove a default that i'm certain i shouldnt have: http://www.learnmoney.co.uk/credit-c...lt_notice.html
just to let you know, this is a debt that i've been paying to a 3rd party for over 3 years, then a default appeared on my account for last July?! i had been making payments right through this period. I also were never sent a letter. When i called them, we couldnt find any record of me (i've had quite a few different addresses). Surely this shouldnt matter if they sold the debt years before? (the company also changed to a different company (renault finance to RCI) so i think its just become a mess)
now ..i have sent the first letter a couple of weeks ago, but there are a few changes as i found this one after it was sent. The first change is that i didnt mention an administrative fee, i didnt send anything. The second thing is i asked for them to reply in 14 days, I sent the letter on the 15th, and they received it on the 16th (it was recorded). It has been longer than 14 days now and i dont have a response, how long should i wait? and how would i go about sending another letter to nudge them in the right direction, just send the same?
Kind Regards,
Jon
============================================
The company have now acknowledged my change of address letter, but are still not mentioning the other one i sent. Should i send a letter to the girl who replied to my other one?
I dont know who else i can go to?
Regards,.
Jon
this is a bit of a re-post, only because i was advised to put it in here, here goes:
==============================
Hi all,
I've recently started to sort my finances out, with a lot of help from this site, but i've found something that i cant find an answer for in the other posts.
I am using this to remove a default that i'm certain i shouldnt have: http://www.learnmoney.co.uk/credit-c...lt_notice.html
just to let you know, this is a debt that i've been paying to a 3rd party for over 3 years, then a default appeared on my account for last July?! i had been making payments right through this period. I also were never sent a letter. When i called them, we couldnt find any record of me (i've had quite a few different addresses). Surely this shouldnt matter if they sold the debt years before? (the company also changed to a different company (renault finance to RCI) so i think its just become a mess)
now ..i have sent the first letter a couple of weeks ago, but there are a few changes as i found this one after it was sent. The first change is that i didnt mention an administrative fee, i didnt send anything. The second thing is i asked for them to reply in 14 days, I sent the letter on the 15th, and they received it on the 16th (it was recorded). It has been longer than 14 days now and i dont have a response, how long should i wait? and how would i go about sending another letter to nudge them in the right direction, just send the same?
Kind Regards,
Jon
============================================
The company have now acknowledged my change of address letter, but are still not mentioning the other one i sent. Should i send a letter to the girl who replied to my other one?
I dont know who else i can go to?
Regards,.
Jon
0
Comments
-
Just bumping to see if anyone can help.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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