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New to this , hi everyone
swisstony11
Posts: 1 Newbie
Hi everyone , im new to this .
had a look at some of the posts and there seems to be alot of people in the same situation as me, some even worse ! more than i thought really !
thought i would join the board to get a bit of help really. im 26 , have my own house , well just about , long story !! have loans , cards etc. at the moment my outgoings are more than my earnings , having to substitute my wage with credit cards to live ! need to get sorted , now is the time !!:T
had a look at some of the posts and there seems to be alot of people in the same situation as me, some even worse ! more than i thought really !
thought i would join the board to get a bit of help really. im 26 , have my own house , well just about , long story !! have loans , cards etc. at the moment my outgoings are more than my earnings , having to substitute my wage with credit cards to live ! need to get sorted , now is the time !!:T
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Comments
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Hi Swisstony11. I am new to this as well and sound in a very similar situation to yourself. I posted a new thread about 5 minutes after you!! Do you have any ideas as to what you are going to do?0
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You both need to post a SOA so that people can try and help you - see where your outgoings are, whether you are paying too much for them, where you can cut back etc.0
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