Thursday 28/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• check online banking
• clicks
• storecupboard meals
• make a loaf in breadmaker
• Start tidying house, usually do saturday but have busy weekend ahead so will do a bit each night
• Try and have a no spend day
• Send DD into town to get her scholars bus pass renewed or else will cost a fortune when she goes back next week;)
• Try and get another days use out of car before filling up.

have a good day everyone, Andan thanks for posting the thread yesterday:A
Painted Lady - (((hugs:heartpuls ))) hope you and OH have made up now and you are feeling happier.
Catch up with you all later, take care.

OliveOyl_2

Morning sophiesmum :hello:

I'm trying not to get too stressed by the non-arrival of OH's money today :eek:
But otherwise, today I have/will:

• going to walk to work done - though now I will have to walk home too
• piggy clicks
• on-line banking (every 5 mins to see if the money is in ) still no sign
• packed lunch (need to get off the computer to get this soon) done
• housework tonight, with stardrops and my newly washed microfibre cloths.
• post out 3 e-bay items done
• store cupboard supper.

have good ones everybody

betti911

I will:

* Check online banking
* Stay in tonight
* Update money diary
* Piggyclicks
* Take in lunch
* Hopefully have a NSD

Nicki_Sue

Morning all!
Today I have.......... my online grocery shop coming (which saves me a fortune!) and my veg shop (from local grocers) - both being delivered for free.
Clicks
Surverys
Checked internet banking
It's weigh-in day and I'm popping to Mums to weigh in rather than pay £1 and use the evil Boot's weight machin (which is clearly broken, I can't possibly weigh as much as it says!)
While out I'm going to Boots to "spend" my two £5 vouchers that I got the other day (thanks Martin!)
Other than that a quiet day in with me, my bubs, my friends and the kettle!

empy

Good morning all.New to this so I hope I get it right. Today I will:

check online banking
make my £2.00 payment as per payment a day challange
make some rolls and biscuits for my boys and their friend so I dont have to go and buy sweets
sort out the spare bedroom I have full of Ebay stuff and list some.
Join quidco

Well thats all I can think of at the moment.

Have a great day

empy

yukkibear

Morning everyone, hope everyone is well
Today I will

- check online bank and if a payment has gone in, pay it off debt
- post ebay parcel
- clicks
- source another mb
- make dinner to take to work
- aim for a nsd

Have a good one everyone

claireabelle_2

morning everyone, payday, woohoo!

so far I have

• checked my banking and that pesky car cheque has finally cleared (9 days! :eek: )
• paid £650 off halifax card (more to go after flat deposit returned in a couple of weeks)
• brought in breakfast, lunch and home baked banana bread get me all domestic in me old age!

And I will

• not spend anything

hope it brightens up!

Claire

bathgatebuyer

I'm off work today, so will hopefully be spending less than I usually do on a weekday. At most, I'll be at ASDA buying some cheap yoghurt and noodle packs for about a pound!

tiredmum

Good morning everyone :j

just checked my online banking- :eek: its not good- only 28 days til payday :eek::eek:

Just looked in my diary- i get tax credits on 10th sept so feel a bit better now :rolleyes: im going to have to go overdrawn though as my dad gets married on the 6th :beer:.

to try and help myself today im going to

* do no washing at all lol (dont wash if there isnt a full load)
* done dh a packed lunch
* make rest of meals from storecupboard (for next week at least )
*check for mystery shopping assignments
*ive got quite a bit of stuff for ebay too but my scales have broke- might give it a go :rolleyes:
* NSD
*visit friend to entertain kids and have a coffee


Hope everyone else has a great day

Piquant_2

Morning everyone

Not much out the ordinary today, but I am going to see about setting up a spreadsheet for my budget (not very good at that sort of thing)

so it'll be:

online banking
packed lunch and breakfast
put a couple of items on ebay tonight
make some soup for the freezer

princess_loki

good morning all!!

painted lady ((hugs)) to you - hope you and OH ok now

my OH has booked man to fix surround sound so now i am stuck at home all day :mad: . but i did insist that he leave me some cigarrettes so won't have to buy my own :rotfl:

this morning the new cat has escaped twice - once interupting my washing up and the second time knocking over two house plants:eek: . but the good thing is he didnt get far! tomorrow is 'no more balls day!' he is going to vets!!!

so today will be NSD as stuck at home!!
plans are:

- did OH lovely big packed lunch :T
- make shepards pie to use up old veg in fridge and frozen mince
- make chocolate cake (use oven whilst hot from shep pie)
- find the other 8p jelly and use reduced strawberries from yesterday to make tasty pudding:j
- clear up whatever mess !!!!! cats continue to make!
- write letter to stakeholder pension to put payments on hold for three months and then reduce payments slightly.
- check credit card online to make sure diamond have taken insurance money.
- look online for part time job
- avon should be delivered today so will have fun unpacking everyone elses stuff and have got discounted book for OH's birthday box:D

that is all i can think of now so off to clear up houseplant mess!

hope everyone has a good day

loki