Tidy up my credit file - progress has been made :D

fairmorn308

Been Reading sucess stories of other people cleaning up there credit file.

removal or CCJ's and defaults

I have sent off 2 letters today regarding this following there guidlines and will await there reply

Will keep everyone updated on it but there is alot of people who have had them removed but its just a matter of taking time

OliveOyl_2

Good luck with your quest fairmorn

fairmorn308

Over the weekend I have done the following

sent off Notices to all 3 credit agencies saying i am putting them all on notice regarding the defaults and there incorrectly on my record.

Also sent off letter for one of three loans regarding getting PPI back

So hopefully hear back in couple of weeks whats going to happen.

fairmorn308

Got some good news

I sent a letter to all CRA's regarding defaults on my account and progress has been made with experian. Got a email from them today saying they have contacted Lowell and there deleting the Default they put on my account.

But clydesdale bank are not removing theres but that shouldnt be that hard to remove as it was put on due to being overdrawn cause of bank charges which they have repayed in full

Just to show defaults can be removed

misscutiepie1984

Did you guys get served a default notice? because i never got given one and im disputing it but not much has been done and they put it on my credit file August 2007 (backdated to february)

fairmorn308

well 1st of all ask them for the CCA of the account and go from there and then write a letter to the CRA's the account shows default on and get them to put a dispute notice on your account and then they will contact the company aswell