Anyone have experience of joint IPAs?

CG77

Thanks Blind as a bat,

So do I put the total for everything in the first column, then just my percentage on the right? It was working ok till I got to prescriptions etc as I would of course pay my half of that and not just 1/4. Aaargh am soconfused!

Anyone?

Oh, also, do we put child tax credit on mine, hubby's or both? I can see this getting very complicated!

Thanks again,

CG. x

blind-as-a-bat_2

CG77 wrote: »

Thanks Blind as a bat,

So do I put the total for everything in the first columnYes, then just my percentage on the right? no just enter "Y" if its shared expenseIt was working ok till I got to prescriptions etc as I would of course pay my half of that and not just 1/4. Aaargh am soconfused for the purpose of that calculator put your prescription cost and dont enter Y in the right colum as that is what your OR will probebly do when assesing your IPA

Anyone?

Oh, also, do we put child tax credit on mine, hubby's or both? I can see this getting very complicated!On the one who they are paid too (the main claiment

Thanks again,

CG. x

Hope that makes sense and helps a bit

edit-dont include child benefit when using that calculator, but do list it in your SOA, it will be disregarded by the OR

dalip

Joint exp would be

Rent,CT,Gas,Elect,Water,Food,House Insur, Phone,Pet insur,Clothes,Hairdressing,Tv licence. On your sheet you add all these together divide by 4 put 3/4 of this total as your OH contribution, then add the list below. Total all up take it away from your income and see what is left. Reverse for OH's sheet

Your personal exp would be

Travel costs,dentist,opticians,perscriptions,Mobile ect



If you find OH has a lot surplus and you have very little shift some of the Houshold exp like Hair,Pet insu,Tv licenece on to yours so it equals things out.


Are we helping or getting you more confused???:o

CG77

Thanks guys,

No, you're defo helping! The only way I can get it to work is by putting me as paying all the childcare. Will the OR see that as a problem? Otherwise hubby's hugely in deficit and I end up with a huge surplus, which of course isn't how it works in reality-we just pay what needspaying and whatever's left (or not as the case hasbeen for goodness knowshow long!) is 'ours'.

What do you think?

CG. x

dalip

No that sounds ok.The Or will see that our OH does not have enough income to pay it out,as long as it more or less balances. You could always say you pay the childcare as you get the child tax credit;)

dalip

The other option is to put your contribution as more than a quarter;)

debt_doctor

Hi all, im at work so just a quick response. We have had this issue a few times and the info we get from our local IS office and the national IS helpline is that a couple ( married/co habit/civil partnership ) are assessed for a joint IPA and will recieve one when it is established there is £100 pm BETWEEN them, NOT each.

I have looked for but never found confirmation of this in the technical manual.

DD

dalip

Wondered what you were doing on here in the middle of the week:D

Another examle of unfairness:rolleyes: . It should be done seperately:mad:

debt_doctor

just thought id have a quick change from face to face debt to cyber debt !:D

bye !

DD

blind-as-a-bat_2

I cant say for sure but nothing springs to mind as saying anything like that in the IPA assesmants section DD, unless they have updated it again.

I cant see how they can say that either as that would lead to an incorrect assesment by other areas of the manual, unless they have updated something