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Wednesday 27/08/08. What small dfw things will you do today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Couldn't find this anywhere so have posted it myself! Hi to the usual gang and welcome to anyone joining us today, hope your all having a great day.

-I will be entering two mystery shopping reports in a mo
-Have listened to my relaxation cd
-Have emailed the college regarding another foreign student

-Will look for more mystery shops
-will work through emails
-Will do some surveys

-Will do some slice the pie
-Will sort stuff out for tomorrow
-Will sort out dry clothes
-Will start preparing room for foreign student

-Tidy up messy bedroom
-Go through business advice and cut it all up
-Look at finding another placement for counselling
-My lovely boyfriend is taking us to an REM concert tonight, so that will be nice!!
-Check internet banking
-Have put money in payment a day piggy pig
-How could i forget?! Must do all comps ending today!!
-Sort out all washed clothes hanging around the house
-Check on freecycle for a microwave
-Do daily clicks

-Look for a matched bet
-Update spreadsheets
-Update challenges


Have a great day everyone
:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


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Comments

  • tiredmum
    tiredmum Posts: 20 Forumite
    Thanks- i couldnt find the thread either.

    Today i will hopefully-

    *enter all closing comps- just done
    *wash and hang out to dry- one load hung out and weather immediately turns dodgy looking 8)
    *make a loaf in bm- its in :)
    *make meals from storecupboard
    *check for mystery shopping assignments :(none available

    think thats it for now.
    Hope everyone has a lovely day.:j
    QUIDCO- £88.99p :D
    Everytime i say the word exercise- i wash my mouth out with chocolate :EasterBun

  • bathgatebuyer
    bathgatebuyer Posts: 2,522 Forumite
    Part of the Furniture Combo Breaker
    I'm listing 2 more things on Ebay;
    Going up to the Royal Mile to cheer on the parade for Chris Hoy and his 3 golds (free entertainment!);
    Making my own lunch.

    That's it!
    Almost debt-free, but certainly even with the Banks!
  • Robbda
    Robbda Posts: 169 Forumite
    Morning!
    • I am charging phone at work (heehee)
    • Just registered for another mystery shop
    • Sent off my letter RE: bank charges highlighting that under the banking code i am classed as under financial hardship and therefore excluded from the court waiver (fingers crossed)
    Piggy Bank £12.....Delay repay claims for train delays £98.75! mystery shopper work £20 Quidco £9.77 You Gov £1.00
    Payment a day challenger 63 - Ebay cleared! MORTGAGE ARREARS CLEARED :T
  • HIya
    Just at desk and no bb at home still (blast this moving)

    today
    make some soup - its a soup kinda day - out of anything I can find in garden, cupboard etc
    Make some jam
    Text the lady who was supposed to be picking the gooseberries and see if they still want them, cos they are about to go off - and I don't want to waste them
    Make something chickenish with the chicken from the reduced section last night
    Slice some more reduced bread - keep the hungry knaves at bay
    Empty some more boxes
    Phone telephone folk at work and get reconnected at new house
    Do some work...:)
    Check bank via cash machines as no broadband...argh
    Have a great day!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • HBFS
    HBFS Posts: 1,285 Forumite
    Charge my PSP and phone at work
    Take noodles in, instead of eating at the canteen.
    Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Morning everyone
    • I have checked my online banking and moved another small payment across to my visa on the payment a day challenge
    • pegged out some washing
    • bought my lunch in
    • post an ebay sale
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • :D morning all
    thanks for starting andan

    Well, this morning so far...
    • i have brought in breakfast and lunch
    • i have checked online banking x 2
    • i have updated sheet for payday 2mw :j can never wait til the day itself :rolleyes:
    And I will
    • not spend anything - trying to do a freezer/storecupboard week for dinner
    • pay £750 off my hell-ifax credit card when my cheque clears - it's displaying as in there but not available :mad: 8 days later!
    • do a little dance because those debts are being well and truly busted!!
    Claire
  • tiredmum
    tiredmum Posts: 20 Forumite
    wohoooo just rung tax office about the £50 they taxed me when i started my job- they are going to refund it- that will go towards my boiler fund. :)
    QUIDCO- £88.99p :D
    Everytime i say the word exercise- i wash my mouth out with chocolate :EasterBun

  • hey all..not posted in a few days but here goes list for today
    - check banking done - still skint LOL
    - transfer funds back to regular account as miscalculated days and need to pay bills done
    - make a payment a day doing next!
    - eat light in canteen as to lazy to make lunch this morning no such luck....£2.30
    - keep cost as low as poss when electrician comes tonight £10 - not too bad
    - not drive any more miles than home-work-home so far so good
    - storecupboard tea done
    - put coppers in the sealed pot done
    - call the new HR manager from supermarket back
    - get my bank reclaiming letter sorted
    - chase up tax am due back from 07/08
    - update microsoft money done
    - have an early night and put an extra blanket on bed instead of heating struggling with this as wnat to dry my washing


    Also, just done my clicks - 5 piggie ones and almost there for a voucher!!
    DFW 228 LONG H 68
    DFD 2017 :eek:
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I will/have

    1. Checked online banking Done
    2. Checked payment has reached credit card Done
    3. NSD Failed I spent 75p
    4. Storecupboard lunch Done
    5. Start Anatomy module 3 (Got an A for module 2 assignment:j ) Done

    I've also typed and posted letter to capital one regarding the £1,012 they owe me as a company I was studying with has gone into liquidation
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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