Hi all

jo70

Hi-we were declared bankrupt today-BUT i didn't put down 3 mobile phone-purely because of stress etc etc.

Do i just tell the OR when we speak that basically i'm a pratt and forgot one creditor-sorry all, but thanks

blueopal5577

yes do it as soon as possible. Its happened before to people just notify as soon as possible x

Dez-Titute

Hi Jo,

How much do you owe them and do you want to keep the contract?

Cheers DEz

jo70

Hi Dez-to be honest no, don't want to keep the contract, but if, for arguments sake 3 ring today, do i tell them about yesterday or not?

Red1708

Just tell your OR that you've forgotten one creditor when you have your interview. I'd forgotten one and they just added it to the list

dalip

I got home from court to find a letter from santana sports saying i owed them money. I told the OR who said he could include in my bc. It was £10 so i said no,it seems petty,can i pay it.He said yes but i never did:o ,they never wrote again:D .D

fermi

If 3 contact you, then just tell them that the debt is covered by your bankruptcy and that they should only contact the OR about it now.

Tell your OR ASAP so that there isn't any confusion.

This is what the OR should (in theory) do with any ongoing contract that you are not intending to keep:

Where the bankrupt is still in receipt of ongoing services under contract at the date of bankruptcy, the official receiver/trustee should give notice to the mobile phone service provider that he/she does not wish to adopt the contract previously held by the bankrupt. Where a penalty is incurred arising from early termination of the contract this should be included as a debt in the bankruptcy proceedings.