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Solicitor wants statement of expenditure, I am really worried please help

weebubbles
Posts: 80 Forumite
Hi, I have to provide a statement of expdeniture to a solictors firm acting on behalf of my husbands previous company (he was paid wages after leaving this company, spent the money but was paying back £10 a month, but forgot to pay this last month and now the solictors acting on behalf of royal mail want £1600 back in 7 days)
We went to the citizens advice bureau who asked the solicitors if we can pay £30 a month to which the solictor said they would have to check with royal mail but they will send us a statement of expenditure to fill in and send back. This is basically to see if we can pay more than £30. I have shown, below, what I have so far which basically shows that we can pay more than £30 but I would rather pay more to my credit cards who charge interest. Any ideas on how I can make them show that I cannot afford more than £30?? Please help.
Total earnings between myself and my husband is £2400 after tax
Total expenditure is £2335.75
Left is £64.25
Expenses:
council tax £131.00
opticians £21.60
mortgage £426.24
scottish power £45.00
tv licence £11.00
mortgage insurance £55.00
telewest £45.00
dentist £16.78
sains credit card £200.00
natwest home ins. £21.70
o2 contract £30.00
car insurance £23.70
car loan £235.73
mands credit card £50.00
overdraft halifax interest £15.00
hsf (health insurance) £6.00
car mot and service £30.00
car tax £12.00
food £300.00
petrol £160.00
bus fares £40.00
entertainment £100.00
clothes allowance £40.00
british gas £50.00
gym membership £50.00
lloyds tsb £20.00
hsbc £10.00
home emergency fund £100.00
holiday fund £50.00
birthdays/christmas £20.00
barclays credit card £20.00
total £2,335.75
We went to the citizens advice bureau who asked the solicitors if we can pay £30 a month to which the solictor said they would have to check with royal mail but they will send us a statement of expenditure to fill in and send back. This is basically to see if we can pay more than £30. I have shown, below, what I have so far which basically shows that we can pay more than £30 but I would rather pay more to my credit cards who charge interest. Any ideas on how I can make them show that I cannot afford more than £30?? Please help.
Total earnings between myself and my husband is £2400 after tax
Total expenditure is £2335.75
Left is £64.25
Expenses:
council tax £131.00
opticians £21.60
mortgage £426.24
scottish power £45.00
tv licence £11.00
mortgage insurance £55.00
telewest £45.00
dentist £16.78
sains credit card £200.00
natwest home ins. £21.70
o2 contract £30.00
car insurance £23.70
car loan £235.73
mands credit card £50.00
overdraft halifax interest £15.00
hsf (health insurance) £6.00
car mot and service £30.00
car tax £12.00
food £300.00
petrol £160.00
bus fares £40.00
entertainment £100.00
clothes allowance £40.00
british gas £50.00
gym membership £50.00
lloyds tsb £20.00
hsbc £10.00
home emergency fund £100.00
holiday fund £50.00
birthdays/christmas £20.00
barclays credit card £20.00
total £2,335.75
0
Comments
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also do I have t put my debt and earnings on this considering the debt is in my husbands name not joint names?0
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