Tuesday 26/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks - getting fed up with piggy lately may stop doing that one.
• Make a loaf in breadmaker
• Storecupboard tea
• Swim and jacuzzi to use gym membership
• Shred paperwork and add to compost

Back to work this morning, and surprise surprise it is raining again:rolleyes: . Hope you all enjoyed the bank holiday, at least now this is a short week.
Kalojac - enjoy your day off today.
Hi to all the regulars:D and welcome aboard to any newbies:D

yukkibear

Morning everyone, hoping for a nsd today or at least a lsd if I get my voucher I'm waiting for.

Today I will

- [STRIKE]check online bank[/STRIKE] done nothing much has changed
- enter some comps
- [STRIKE]do free spinning class tonight[/STRIKE] done and I didn't want to go but was glad when I did
- [STRIKE]chase non payer on ebay[/STRIKE] done and paid!!!:j
- look around for an isa with some cashback

Have a great day everyone.

OliveOyl_2

Morning Sophies mum et al, the surprise here is that it has Stopped raining, now that we're back at work

I can cope with a four day week, I wish I did only work 4 days
Today I have/will

• brought in a packed lunch including two very ripe bananas which I love but the children reject even in smoothies
• Piggy clicks- I've entered the draws, but where are my offers?
• reduced price lamb mince for supper, I'll make moussaka.
• And while the oven is on I'll roast some peppers and tomatoes for a pasta sauce, and if I feel energetic I'll make a chocolate cake
• charge phone at work
• washing at 30, line drying.
• work out a way of paying off a 0% card £2,400 that finishes in October.....

Have a good one everybody

claireabelle_2

hi everyone
today I have

• brought in lunch
• checked banking - cheque for car still not cleared after a whole week :mad: not impressed.
• checked payslip and have had £50 tax rebate for them messing up my personal allowance, that's better news!!

And I will

• not spend anything!!

That's all

Cerisa

* Brought in Lunch
* Drink coffee from Kitchen
* Pigsback Clicks
* Taking vouchers to the cheap vue day at the cinema, so watching a rubbish Adam Sandler film for £2.75.
* Working hard so I keep my job

Piquant_2

Morning all!!

Today I have/will

• looked up cheapest petrol and filled up at Tesco and got club points!
• bought breakfast and lunch to work
• pegged out a wash load before leaving the house
• borrowed a DVD from a friend
• exchange library books
• make a loaf in the breadmaker

peb

Morning all.

Not much to report but I have

Brought my lunch in with me
Planned dinner from ingredients I have in (Mushroom risotto as mushrooms are looking tired!)
Remembered swimming things so can go straight from work - saving petrol!

Have decided to do a Hypno/Pigginskint and do a list of things to do eash day. NOt really money saving but it will make me feel better if I get on top of stuff at home. So tonight I am cooking enough dinner for two nights, making lunches for two days and doing a minimum of 30 mins ironing; so that tomorrow night all I have to do is reheat dinner and then can do some gardening.

Have a good day everyone

KTjazz

hello everyone!

I'm having a rubbish day but you know me, I'm still smiling!

Today I have/will
-check the bank (should be no different to yesterday) -done, as expected
-collected my car share money (£25) witch added to the money I took out of the bank Saturday after pay day (£20 left of £40) I am going to try to make last as long as humanly possible before going to cash point again. (For my challenge I can only use "switch" for petrol or essential food) - done
- charged phone at work (again... cause its rubbish) -done
- go to Yoga, using my gym membership
-clean kitchen with the spray mum bought but didn't like the smell of (cause it smells of nothing...) but I like.
- tidy living room and clean with stardrops (my firt ever time using stardrops!)

A quick aside... Stardrops question. Can I premix stardrops in a spare spray bottle I have for convenience when using around the house? and keep it ok in the bottle?

-I'll make a list of all the little DIY jobs I want to tackle around the flat when dad comes on Thursday.
-wash at 30 and dry on rack


Nothing else I don't think!

Have a good day everyone.

KTjazz!

ps. remembered the bowl for my lunch but forgot the actual lunch... somy NSD became a LSD instead. oops...

andan

Morning all, hope everyone is ok and having a good start to the new working week!

I am having a busy day today, so although i will achieve quite a bit, its more quality than quantity today!!

Today i have/will:
-Sorted out dry clothes and moved along wet clothes
-I have done two mystery shops
-I have wrote up two mystery shops
-I have down loaded some free software
-I bought a special bus pass for cheap travel, as have several more mystery shops to go out and do
-I will do four more mystery shops
-I will buy a free top today for one mystery shop
-I will have free lunch out courteousy of a mystery shop
-I will catch up with a friend this evening and have free tea with her, due to a mystery shop
-I will go to my cleaning job for a few hours
-I will go to the library so that i can write up my mystery shopping report.

Think thats it for me today, now need to get going again, have a great day everyone!

bathgatebuyer

Made lunch for work today;
Will be walking home (which is about 4 miles or so);
Listing another 2 music books on ebay.

mbaz

Morning all!

Today I have

Walked to and from a friends house (an hour each way pushing a double buggy phew!!)
Checked online banking - IT'S PAYDAY!!!! :j
Surveys

and I will

Do daily clicks
Slob out this afternoon and watch my 2 corries from last night as I was working
Maybe bake a cake

Have a good day all!

Mx

Oh my god just noticed I have 2 stars now!!!!!!!!!!!!!!!!!! :T :T :T :T