hi all new guy here after some advice pls

Naomim

Hi and welcome

You said that your and your OH aren't entitled to any help with childcare costs. Have your checked your working tax credit? Try the entitled to link here I don't think it's completely accurate but will give a good guide. There's also the busy bees scheme. See if your work does it. It's a way of helping to pay for your childcare costs through your wages. I can't claim it as my MIL looks after my son but I know a few people in my work have taken it up. Check with your work and if they don't ask them to look into it.

HTH

Naomi x