Sunday 24/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard meals
• Swim and jacuzzi to use gym membership if i have time tonight
• Use up runner beans and spuds from garden at lunchtime
• Share trip to hospital again to share petrol and car parking costs

Back to the rain here today, sunshine managed to last to the afternoon yesterday but then back to winter again:rolleyes: .Have a good day everyone.
Sans nice to see you posting again:D enjoy the trip to Spain.
Tallie don't worry about the job situation there will be other opportunities in the future once the debts are out of the way:D,have missed your posts during the week.

Hi to all the regular posters, and welcome to any newbies posting :hello: :hello: :hello: Catch up with you all later.

hypno06

hi guys!

I will

• take the children to the cinema using free tickets
• use vouchers OH got for a survey towards buying trainers for DD for school
• do clicks and surveys
• make storecupboard meal
• check online banking and keep figures up to date

Have a good day everyone x

Bambywamby

Morning all

Today I am -
Working an extra 9.5hrs overtime (but lunch will be thrown in)
I have sorted myself healthy snacks for work (grapes, apple, pumpkin seeds) coz I am dieting
Cycling to and from work (takes an hour but saves on petrol & gym fees).
Did a wash at 30 degrees and will dry on line.

And that's all today folks - have a nice bank holiday weekend.

X x

penguin83

Hi everyone, today I will

- work out septembers budget
- check online banking
- do any surveys that appear in inbox
- plan meals
- check what bits of uniform dd needs so I dont end up buying stuff that still fits her!

Have a great day everyone x x

claireabelle_2

morning all :hello:
went over budget last night :mad: for bbq because we went to the wrong house for a party and then had to get a taxi there... oops! missing my car already :rolleyes: still a fairly cheap saturday night though.
right then, today i have

• checked my banking

and i will

• only buy a paper and a pepsi - do all meals from what i have in (and some fresh tomatoes from the terrace - lush!)
• keep on packing to move - it's kind of dfw because i keep finding things i'd forgotten i had
• maybe list some stuff on eBay... put some stuff on freecycle yesterday too so saving someone else some money spread the love!!

have a lovely sunday
Claire

andan

Claireabelle, sounds like you had an interesting night!!

Sans, have a nice time in Spain, hope the weather's good.
Hope Cleosmum has a nice time in London

Well the rain has finally stopped, so here's hoping for some sunshine.

Today i have/will:
-Have entered all comps ending today
-Have done daily clicks
-Foreign student left today and left behind lots of clothes and other bits and pieces that he didn't want, have sifted through it and found my partner a pair of nice jeans and a black top. There are a few other bits that i will stick on ebay, so have been going through that.
-Will transfer money for payment a day
-Will read some of my counselling books
-Will spend quality time on my website
-I'll listen to my relaxation cd
-Work through business advice already printed off
-Design some more business cards and place another order with vista print, whilst they have their special offer on
-Fill out application for mini self development counselling course
-Write in counselling journal
-Do some slice the pie instead of promising i will
-Make meals from storecupboard, OH is off out all day, so only have to cook meals for myself instead
-Look for other self awareness/counselling type courses
-Tidy bedroom
-Sort out all my mystery shops for tomorrow, didn't realise it was the bank holiday tomorrow and have arranged to do four or five mystery shops:rotfl:
-Go on counselling forum
-Have a no spend day
-Look on website for more counselling books so that i can order them from the library!
-Sort out dry clothes and see what needs ironing.
-Work through emails
-Do any surveys i receive

Think thats enough to keep me going. Have a great day everyone.

kalojac

Morning All,

Today, I have/will:

• Check online banking
• Pigsback
• May look on Quidco for some ideas for xmas
• Ordered my friends baby present in the argos clearance bit (something I wouldn't have thought of doing before incase she found out)
• Use kellogs vouchers to take the boys swimming
• Done 3 x 30 degree washes already
• Check the newsagent to see if there is a tesco voucher in notw
• Paid £100 into payment a day challenge
• List stuff on ebay for the olympic xmas challenge (decided I am not going to withdraw the money from now on from Paypal going to use it all for xmas) The OS Christmas Thread has really got me raring to go! :rotfl:

I may add more depending on how long we are out this afternoon. Have a good day y'all x:D

OliveOyl_2

Well we've rescheduled the Boot Fair for a hopefully less rain-soaked BH Monday :mad:

So today I have/will

• listed dozens of books on Amazon. I was going to give up doing the kids books and suddenly one of the £2.99 paperbacks had a lowest price of £19.95 :eek: :eek: :eek: Heaven knows who would pay that amount for a pre-owned modern kids paperback Needless to say, mine went on for £15
• going to clear the sitting room up, but NOT for the return of the Boot Fair stuff :rotfl: I hope
• May list some more valuable stuff on e-bay. I'm bored with the 99p stuff
• Get up to date with surveys.
• LSD, I will get a paper and a few bits.

Bagpuss741

Today I have/will

1. Checked online banking
2. Set budget for next week
3. NSD
4. Have a "me" day. I'm planning a nice bath with the last of my bath bombs from lush and do all the girlie things, face mask etc.:j
5. Look on the freebies and comps board.
6. Storecupboard lunch


Have a great Sunday guys:A

mbaz

Morning all

Today I am having a day to myseld DH taken boys off to softplay so going to try and have a productive day..

Clicks done
Surveys done
Mystery shop at teatime (free tea) off in a mo
Search for more mystery shops done
Draft letter to landlady demanding deposit back (didnt get round to it yeaterday) done
Listed 2 things on ebay - but bidded on another item at same time. oops
Line dry washing done
Get DH to make a loaf
Get DH to sort scanner so I can submit mystery shopping receipts completely broken so had a buy a new one....but was half price with extra points in tesco
Watch the film I got from lovefilm if time!! :rolleyes: off to do that now!

Think that will do

talliedebtbuster

Hi there if anyone is about this eve, board is quiet today! Ive not long got back from work.

Today was a bit better at work, although no budget in the end, we were given operation feeding which means crap food given to us. I only spent 1.06 on some tic tacs which will last me ages and some basics orange juice.

Ive got home and made dinner now from in doors and made up my own sandwiches for breakie in morning so i dont buy anything at work! Feeding again tomo so rubbish food....ill have noodles when i get home!!!

Anyways guys you all sounds productive days....keep at it! Andan good luck with the courses and the students staying is a fab way of getting extra income.

Ill have a long old week ahead of me and im going to watch pretty woman then bed!!

Night all x