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pap/moozies weekly challenge w/c 24th aug ~ all welcome

Every Saturday a thread is started where you all pledge a ‘target’ amount of money you will not exceed through the week, Sunday ~ Friday inclusive. Each day, if you can, come along to the daily spends thread and post what you have spent that day. We are all very supportive in there don’t worry. Then on Friday night ready for the Saturday add up your spends ready to post on the following weeks challenge thread. I will then turn you red/green depending on how you achieved.

Now this isn’t about the person who can get through the week spending the least its about getting you to realise that maybe a £4 magazine or a trip to a fast food restaurant isn’t really needed. Everyone’s pledges will be different as single people and people with dependants have a different way of life… that’s what makes this challenge so diverse.

A question that is always asked is why don’t we/I include Saturdays? The simple answer is the founder of this challenge chose not to include it. This means if you were to go out on a Saturday there is no need to worry about the challenge. However this doesn’t mean you can save up all your spends and go for a blow out on Saturday. The daily thread is still posted and even if you have went spending its nice to come back and put it all in black and white. However some of the challengers in past years have included Saturdays in their challenge, this is fine.

So why don’t you come and join in? Just reply to this post and place your pledge. I do all the hard work next Saturday so no need to worry about that. However if you feel like you want to why not place this challenge and your target and spends in your signature? Please don’t worry if you are to be turned read the following Saturday it happens to us all, me more than most. So please come and join in…

Now a word from our founder ~
Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x
last weeks pledges ~

postingalwaysposting ~ £10.00 ~ £3.70
daphne descends ~ £30.00 ~ £150
beanielou ~ £15.00 ~ £9.90
Debt Free Dreamer ~ £10.00
hypno06 ~ £10.00
Gemmzie ~ £10.00 ~ £1.08
savvykaz ~ £10.00
angelflower ~ £25.00
Never Ever Again ~ £25.00
CAFCGirl ~ £10.00
Piquant ~ £10.00 ~ £2.97

good luck all :j
«1

Comments

  • Lelc
    Lelc Posts: 558 Forumite
    I'll join in this week. I'll start at £20 for this week and see how it goes and then adjust accordingly next week.
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • beanielou
    beanielou Posts: 92,175 Ambassador
    Debt-free and Proud! Home Insurance Hacker! PPI Party Pooper I've been Money Tipped!
    £9.90 for me last week.
    £10 this week coming.
    Pap You did well ths week.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Been a while since I joined in this thread so think time to get re-focused.

    I will go for £20 this week please :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    Mortgage-free Glee! Debt-free and Proud! PPI Party Pooper
    I found pledging £10 last week really kept me focussed on whether or not I needed to buy something. So I'm going to pledge the same amount again £10 for me please!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hi PAP

    Haven't been on this challenge for way to long, also time to get back on it so will be pledging £ 10.00 this week as I've got a good friend coming to stay on Friday evening and I haven't seen him in a very long time, so Friday might become an expensive evening. Am hoping that £10.00 will be enough, but will see. Good luck everyone, and PAP thanx for doing this challenge.

    Cheers
    Casper
    x x x
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    £1.08 :j

    So £10 again this week
    No longer using this account for new posts from 2013
  • beanielou
    beanielou Posts: 92,175 Ambassador
    Debt-free and Proud! Home Insurance Hacker! PPI Party Pooper I've been Money Tipped!
    Wow, thats amazng Gemmzie.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • babes21
    babes21 Posts: 1,665 Forumite
    Hello pap and everyone.

    Haven't been on this thread these past few weeks as haven't been on the site.I'd like to join this week, £30 budget for me please.
  • Missed tha challenge last week as I was away on Hols...... Spent WAY too much.

    Lean times ahead, so I'll go for £5 this week please...... Its good to be back!

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Hiiiiii Pap.

    Ok, you can slap my wrist for this, I'm going to confess all.

    I have spent... wait for it.... £150 :eek:

    £80 of that is on clothes for work - I had literally nothing to go back with except for trousers, and topless doesn't really work in an office! But I feel so much better about going back now and got a lot for my money... Then £30 on an electric toothbrush :eek: about £10 on some bits and pieces for some DIY jobs, and a further £30 on Elliot as it seemed like all of a sudden he had no vests and trousers that fit properly.

    But at least all that spending is now out of my system - stick me down for £30 again... I want to get some plants and other bits and bobs. I'll be good, I promise :A

    Sorry for the essay, anyone would think I was ignoring the washing up or something :rolleyes: ;)
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